Available on a loan-to-value of up to 95 per cent, it has a pounds 295 admin fee, with pounds 50 payable up front and the rest on completion. Buildings insurance must be kept up over the fixed period.
Derbyshire also offers a capped rate, with mortgages pegged at or below 6.99 per cent until 31 May 2003. The deal includes no early repayment charges after the capped period.
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