David Prosser

David Prosser is a former business editor of The Independent who now writes for a variety of publications, often focusing on small and medium-sized enterprises and entrepreneurship.

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Small Talk: Lots of funding initiatives but precious few achievements

The patchwork quilt of different measures designed to fund the growth of small and medium-sized enterprises is at last being knitted together. But goodness, progress is slow.

Small Talk: Volume may be a problem for investment trusts

The investment-trust industry, which has long been the poor relation of open-ended funds such as unit trusts, is rubbing its hands with glee at the prospect of the retail distribution review. The regulatory shake-up of financial advice, which takes effect on 1 January, will ban providers from paying commissions to advisers who recommend their products to clients. Investment trusts, as quoted companies, have never been able to do this and blame commission bias for the fact financial advisers neglected the sector in favour of open-ended funds.

Small Talk: Osborne prolongs the great business rates robbery

All Chancellors give with one hand only to take with another – that's the job – but for far too many small businesses, George Osborne's Autumn Statement only prolongs the agony. For all the talk of targeted help for small businesses, the great business rates robbery will continue.

Small Talk: Stalemate over new bank is disappointing

Wednesday's Autumn Statement looks set to see another chance to boost small and medium enterprises go begging. Despite months of discussions, it's almost certain George Osborne will not be able to unveil the blueprint for a state-backed business bank. The Chancellor and his officials have apparently failed to reach agreement with Vince Cable's Department for Business on the detail. This is unhelpful, for the arguments over bank lending to SMEs have reached a stalemate.

Small Talk: Why the seed enterprise scheme fell on stony ground for the Treasury

Sometimes, you can't even give your money away. That must be the feeling among those ministers who have had a hand in the Seed Enterprise Investment Scheme.

Small Talk: Let's give a warmer welcome to Vince and his Business Bank

Government isn't much fun – just ask Business Secretary Vince Cable, who in pre-coalition days was routinely lauded as politics' voice of reason, but who today has barely a friend to his name. The latest Vince wheeze to get a kicking is the Government's new Business Bank, which he hopes will be able to turn £1bn of taxpayers' money into £10bn worth of support for small and medium-sized enterprises.

Small Talk: Cameron plan to ease cash flow for SMEs could be a winner

Having failed to force Britain's banks to lend more to small and medium-sized enterprises, it appears the Prime Minister now hopes to persuade our largest companies to do their bit instead.

Small Talk: Helping hand with cash flow – but urgent questions, too

Desperate times call for desperate measures. There is good reason to think the Government's new supply chain finance initiative will be successful – in that sense it is to be applauded. But the fact David Cameron last week felt it necessary to ask the bosses of Britain's biggest companies to back the scheme shows just how dysfunctional the operating environment for small businesses has become.

Small Talk: Give them credit if we want the minnows to do big things

Do this week's third-quarter GDP figures represent an opportunity? Ask any fund manager where in the stock market you should place your bets in the event of an economic recovery and the answer is likely to be the same: most statistical analysis suggests that smaller companies tend to outperform during the first stage of an upswing.

Small Talk: Rollovers don't do SMEs any favours as energy prices soar

Many contracts feature very short clauses in which break clauses must be activated
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Day In a Page

Homeless Veterans Christmas Appeal: ‘We give them hope. They come to us when no one else can help’

Christmas Appeal

Meet the charity giving homeless veterans hope – and who they turn to when no one else can help
Should doctors and patients learn to plan humane, happier endings rather than trying to prolong life?

Is it always right to try to prolong life?

Most of us would prefer to die in our own beds, with our families beside us. But, as a GP, Margaret McCartney sees too many end their days in a medicalised battle
Thomas Cook's outgoing boss Harriet Green got by on four hours sleep a night - is that what it takes for women to get to the top?

What does it take for women to get to the top?

Thomas Cook's outgoing boss Harriet Green got by on four hours sleep a night and told women they had to do more if they wanted to get on
Christmas jumper craze: Inside the UK factory behind this year's multicultural must-have

Knitting pretty: British Christmas Jumpers

Simmy Richman visits Jack Masters, the company behind this year's multicultural must-have
French chefs have launched a campaign to end violence in kitchens - should British restaurants follow suit?

French chefs campaign against bullying

A group of top chefs signed a manifesto against violence in kitchens following the sacking of a chef at a Paris restaurant for scalding his kitchen assistant with a white-hot spoon
Radio 4 to broadcast 10-hour War and Peace on New Year's Day as Controller warns of cuts

Just what you need on a New Year hangover...

Radio 4 to broadcast 10-hour adaptation of War and Peace on first day of 2015
Cuba set to stage its first US musical in 50 years

Cuba to stage first US musical in 50 years

Claire Allfree finds out if the new production of Rent will hit the right note in Havana
Christmas 2014: 10 best educational toys

Learn and play: 10 best educational toys

Of course you want them to have fun, but even better if they can learn at the same time
Paul Scholes column: I like Brendan Rodgers as a manager but Liverpool seem to be going backwards not forwards this season

Paul Scholes column

I like Brendan Rodgers as a manager but Liverpool seem to be going backwards not forwards this season
Lewis Moody column: Stuart Lancaster has made all the right calls – now England must deliver

Lewis Moody: Lancaster has made all the right calls – now England must deliver

So what must the red-rose do differently? They have to take the points on offer 
Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

It's in all our interests to look after servicemen and women who fall on hard times, say party leaders
Millionaire Sol Campbell wades into wealthy backlash against Labour's mansion tax

Sol Campbell cries foul at Labour's mansion tax

The former England defender joins Myleene Klass, Griff Rhys Jones and Melvyn Bragg in criticising proposals
Nicolas Sarkozy returns: The ex-President is preparing to fight for the leadership of France's main opposition party – but will he win big enough?

Sarkozy returns

The ex-President is preparing to fight for the leadership of France's main opposition party – but will he win big enough?
Is the criticism of Ed Miliband a coded form of anti-Semitism?

Is the criticism of Miliband anti-Semitic?

Attacks on the Labour leader have coalesced around a sense that he is different, weird, a man apart. But is the criticism more sinister?
Ouija boards are the must-have gift this Christmas, fuelled by a schlock horror film

Ouija boards are the must-have festive gift

Simon Usborne explores the appeal - and mysteries - of a century-old parlour game