David Prosser

David Prosser is a former business editor of The Independent who now writes for a variety of publications, often focusing on small and medium-sized enterprises and entrepreneurship.

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The pros and cons for small businesses are finely balanced

Small Talk: After two years of debate the effect on small businesses of a Yes vote in Scotland remains a guessing game

With less than two weeks to go until Scotland’s referendum, small business leaders appear to be sanguine. In March, 90 per cent of them told the entrepreneur network Ingenious Britain that they knew how they would vote, with 48 per cent concerned that independence would hurt their business. But by the summer, two-thirds of small and medium-sized business reckoned independence would make no difference to them, according to a survey by the networking group Vistage.

Superdry are one of Attraqt’s high-profile customers which has improved its online trading performance

David Prosser: Card payments remain unavailable for small businesses

Billions are lost by smaller firms that can’t offer a feasible mobile-phone payments service

Vince Cable: The Business Secretary has been pressing for banks to be obliged to help businesses they reject to find alternative finance

David Prosser: The big banks are right to feel nervous about alternative lenders as new legislation looms

Small Talk: Treasury has pledged to act under forthcoming Small Business, Enterprise and Employment Bill

Small Talk: Slow progress on curbing the power of energy giants – but small businesses can do more to help themselves

Another week, another inch forward in the grindingly slow battle against vested interests and uncompetitive markets that do so much damage to consumers and small businesses alike. Six days after announcing the referral of the banking sector for a full-scale competition inquiry, the Competition and Markets Authority (CMA) announced the next step in its investigation into the energy market, which has already been referred for the same process.

Small Talk: Forget the regulator, it’s down to the customers to force better competition in business banking

Small businesses pleased that the Competition and Markets Authority’ has decided to refer the banking sector for a full competition inquiry should not get too excited. The truth is that if small and medium-sized enterprises (SMEs), which the CMA agrees suffer at the hands of a lack of competition in the banking sector, really do want a better deal, they are going to have to fight for it.

Six in 10 small businesses are owed late payments and the average small business is currently owed £38,186 in overdue bills, Bacs says

Small Talk: Small businesses struggle to get paid – and too often the culprits are big businesses and councils

One in four companies is spending more than 10 hours a week chasing overdue payments

Small Talk: The Alternative Investment Market has recovered after five miserable years but is still fragile

Britain has a remarkable propensity for building things up only in order to knock them down again. The sad story of the online fashion retailer Asos is a case in point. Having lauded the company for years, driving its stock to higher and higher valuations, investors have run for cover at the first sign of trouble; two profits warnings have seen the share price halve this year.

Small Talk: Click and collect could be the catalyst for small, independent retailers to mount a comeback

Could the internet save the high street, particularly the smaller independent retailers we all profess to love but all too often fail to support with our custom? Brandon Lewis, the government minister with responsibility for the internet, thinks so – and he might be right.

Medium-sized businesses need more support to stop them from falling over the tax cliff

More support for Britain’s often-neglected medium-sized businesses: the Confederation of British Industry today publishes a series of proposals for tax reforms it hopes will enable many of these companies to fulfil their potential.

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