Exchange-traded funds can be simple and profitable but make sure you know what you are buying. By Julian Knight

People need to feel that their workplace and retirement savings are a vital life-long asset

The National Lottery operator, Camelot, has enjoyed a bumper year, despite the poor state of the economy. It has increased total National Lottery sales in the year to 31 March to an all-time high of £6.97bn, an increase of 6.9 per cent on the previous year.

Royal Bank of Scotland is to cut a further 1,400 jobs over the next two years. Most of the job losses are expected to be at RBS's offices in Edinburgh as the 81 per cent taxpayer-owned bank said that it would not be cutting frontline staff in branches.

Britain's high street banks have been let off the hook by the Office of Fair Trading, which has decided not to refer them to the Competition Commission over the current account market.

Despite all those negative headlines, they still make sense for buy-to-lets and young hopefuls

Many finances can be DIY, but retirement income needs an expert eye

After Independent on Sunday revelation, provider now spells out the real costs to new credit card applicants

Whatever you might think of Margaret Thatcher, one thing is for sure: the explosion in home ownership that took place in her time in office increased the wealth of Britain's working class to a greater extent than almost any other move in our country's economic history.