Julian Knight

Julian Knight is the Money and Property editor for the Independent on Sunday and interim Economics Correspondent, previously he was the personal finance reporter for BBC News and has published seven books.

i Newspaper
 
TheIPaper
The Independent around the web
Fishwick papers: Dave’s programme is a call for social cohesion

Julian Knight: Poorest foot the bill while payday lenders cash in

David Fishwick, famous for the Bank of Dave TV programme, has a new series out called Dave: Loan Ranger, this time looking at the world of payday lending. The programme was originally planned for the autumn but has been mired in legal wrangling due to the clearly negative stance that David takes towards payday lending. His main thesis is that these lenders are often sourced abroad and in effect what we are allowing to happen is that low income people in Britain, desperate for credit, are handing over huge sums – in the billions of pounds – in high interest and high charges to overseas companies. In effect, an outflow of cash from our poorest to the world's richest. Some of the most powerful moments in the series are of David meeting with community leaders who talk about what they are seeing on the ground. All too many of our high streets are made up of the "unholy trinity" of the bookies, cheap pub and payday lender. This isn't just about high interest rates or that favourite word of the Treasury Select Committee, "transparency", it is about social cohesion and Dave's programme reminds us of that.

Windows of opportunity: commercial property funds are benefiting from high demand and limited supply

Commercial property has a good day at the office

Sector back in favour with investors as it 'wakes up' from economic nightmare

Long road ahead: A surge in car sales appears to have been driven, in part, by payouts on PPI claims. When these stop, will the brakes be applied?

Julian Knight: Join our campaign to stop the fleecing of leaseholders

Greedy managing agents have been charging too much for too long for routine repairs

The New Year is here, after the traditional blaze of fireworks ... so resolve to get your finances in good shape

Julian Knight: My resolutions to ensure a more wealthy new year

When it comes to savings, being disloyal is good, but the same isn't true for the stock market

The easily understandable investment option is also creating thousands of jobs in the financial sector

Julian Knight: Maybe the Treasury is finally cottoning on to value of ISAs

The funds keeping the UK savings culture afloat can also repair a lot of personal finance woes

Julian Knight: Money Advice Service needs to find new ways to reach people

The MAS must find more interesting ways to draw people in
Bank of England Governor Mark Carney has said he will increase rates when unemployment falls below 7 per cent

Remortgage now, ahead of the rate rises

When it comes to home loans the only way is up, so don't delay if you're looking for a better deal

Lloyds Bank was handed a £28m fine – the largest ever imposed on a British bank – for failings in its incentives structure for sales people

Julian Knight: The wrong advice is bad enough. No advice is worse

Imagine being so desperate to keep your job that you will sell yourself, your wife and a colleague an insurance policy or investment just so you can hit your monthly sales target.

Julian Knight: The wrong advice is bad enough. No advice is worse

Imagine being so desperate to keep your job that you will sell yourself, your wife and a colleague an insurance policy or investment just so you can hit your monthly sales target.

Remortgage now, ahead of the rate rises

When it comes to home loans the only way is up, so don't delay if you're looking for a better deal
Latest stories from i100
Have you tried new the Independent Digital Edition apps?

Day In a Page

Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

It's in all our interests to look after servicemen and women who fall on hard times, say party leaders
Millionaire Sol Campbell wades into wealthy backlash against Labour's mansion tax

Sol Campbell cries foul at Labour's mansion tax

The former England defender joins Myleene Klass, Griff Rhys Jones and Melvyn Bragg in criticising proposals
Nicolas Sarkozy returns: The ex-President is preparing to fight for the leadership of France's main opposition party – but will he win big enough?

Sarkozy returns

The ex-President is preparing to fight for the leadership of France's main opposition party – but will he win big enough?
Is the criticism of Ed Miliband a coded form of anti-Semitism?

Is the criticism of Miliband anti-Semitic?

Attacks on the Labour leader have coalesced around a sense that he is different, weird, a man apart. But is the criticism more sinister?
Ouija boards are the must-have gift this Christmas, fuelled by a schlock horror film

Ouija boards are the must-have festive gift

Simon Usborne explores the appeal - and mysteries - of a century-old parlour game
There's a Good Girl exhibition: How female creatives are changing the way women are portrayed in advertising

In pictures: There's a Good Girl exhibition

The new exhibition reveals how female creatives are changing the way women are portrayed in advertising
UK firm Biscuiteers is giving cookies a makeover - from advent calendars to doll's houses

UK firm Biscuiteers is giving cookies a makeover

It worked with cupcakes, doughnuts and macarons so no wonder someone decided to revamp the humble biscuit
Can SkySaga capture the Minecraft magic?

Can SkySaga capture the Minecraft magic?

It's no surprise that the building game born in Sweden in 2009 and now played by millions, has imitators keen to construct their own mega money-spinner
The King's School is way ahead of the pack when it comes to using the latest classroom technology

Staying connected: The King's School

The school in Cambridgeshire is ahead of the pack when it comes to using the latest classroom technology. Richard Garner discovers how teachers and pupils stay connected
Christmas 2014: 23 best women's perfumes

Festively fragrant: the best women's perfumes

Give a loved one a luxe fragrance this year or treat yourself to a sensual pick-me-up
Arsenal vs Borussia Dortmund: Alex Oxlade-Chamberlain celebrates century with trademark display of speed and intuition

Arsenal vs Borussia Dortmund

The Ox celebrates century with trademark display of speed and intuition
Billy Joe Saunders vs Chris Eubank Jnr: When two worlds collide

When two worlds collide

Traveller Billy Joe Saunders did not have a pampered public-school upbringing - unlike Saturday’s opponent Chris Eubank Jnr
Homeless Veterans Christmas Appeal: Drifting and forgotten - turning lives around for ex-soldiers

Homeless Veterans Christmas Appeal: Turning lives around for ex-soldiers

Our partner charities help veterans on the brink – and get them back on their feet
Putin’s far-right ambition: Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU

Putin’s far-right ambition

Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU
Tove Jansson's Moominland: What was the inspiration for Finland's most famous family?

Escape to Moominland

What was the inspiration for Finland's most famous family?