Julian Knight

Julian Knight is the Money and Property editor for the Independent on Sunday and interim Economics Correspondent, previously he was the personal finance reporter for BBC News and has published seven books.

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Fishwick papers: Dave’s programme is a call for social cohesion

Julian Knight: Poorest foot the bill while payday lenders cash in

David Fishwick, famous for the Bank of Dave TV programme, has a new series out called Dave: Loan Ranger, this time looking at the world of payday lending. The programme was originally planned for the autumn but has been mired in legal wrangling due to the clearly negative stance that David takes towards payday lending. His main thesis is that these lenders are often sourced abroad and in effect what we are allowing to happen is that low income people in Britain, desperate for credit, are handing over huge sums – in the billions of pounds – in high interest and high charges to overseas companies. In effect, an outflow of cash from our poorest to the world's richest. Some of the most powerful moments in the series are of David meeting with community leaders who talk about what they are seeing on the ground. All too many of our high streets are made up of the "unholy trinity" of the bookies, cheap pub and payday lender. This isn't just about high interest rates or that favourite word of the Treasury Select Committee, "transparency", it is about social cohesion and Dave's programme reminds us of that.

Windows of opportunity: commercial property funds are benefiting from high demand and limited supply

Commercial property has a good day at the office

Sector back in favour with investors as it 'wakes up' from economic nightmare

Long road ahead: A surge in car sales appears to have been driven, in part, by payouts on PPI claims. When these stop, will the brakes be applied?

Julian Knight: Join our campaign to stop the fleecing of leaseholders

Greedy managing agents have been charging too much for too long for routine repairs

The New Year is here, after the traditional blaze of fireworks ... so resolve to get your finances in good shape

Julian Knight: My resolutions to ensure a more wealthy new year

When it comes to savings, being disloyal is good, but the same isn't true for the stock market

The easily understandable investment option is also creating thousands of jobs in the financial sector

Julian Knight: Maybe the Treasury is finally cottoning on to value of ISAs

The funds keeping the UK savings culture afloat can also repair a lot of personal finance woes

Julian Knight: Money Advice Service needs to find new ways to reach people

The MAS must find more interesting ways to draw people in
Bank of England Governor Mark Carney has said he will increase rates when unemployment falls below 7 per cent

Remortgage now, ahead of the rate rises

When it comes to home loans the only way is up, so don't delay if you're looking for a better deal

Lloyds Bank was handed a £28m fine – the largest ever imposed on a British bank – for failings in its incentives structure for sales people

Julian Knight: The wrong advice is bad enough. No advice is worse

Imagine being so desperate to keep your job that you will sell yourself, your wife and a colleague an insurance policy or investment just so you can hit your monthly sales target.

Julian Knight: The wrong advice is bad enough. No advice is worse

Imagine being so desperate to keep your job that you will sell yourself, your wife and a colleague an insurance policy or investment just so you can hit your monthly sales target.

Remortgage now, ahead of the rate rises

When it comes to home loans the only way is up, so don't delay if you're looking for a better deal
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