Julian Knight

Julian Knight is the Money and Property editor for the Independent on Sunday and interim Economics Correspondent, previously he was the personal finance reporter for BBC News and has published seven books.

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HSBC has been the best mortgage lender to go to since 2008 because its balance sheets are so healthy

The real world decides what you pay, not new Bank of England Governor Mark Carney

Millions of households face miserable prospect of having to work simply to repay their debts

More homeowners taking up equity release

There has been a surge in the number of people taking out equity-release loans against their property in retirement, according to industry statistics.

The new state pension plan means young people will be worse off when they retire

Younger people left worse off under new state pension plan

Analysis shows some in their twenties would have to live until aged 105 to reap any extra benefit

Lending scheme 'punishing savers'

The Bank of England's scheme to boost lending across the economy is having a "punishing effect" on savers and no longer leading to a reduction in new mortgage costs, it has been warned.

Questions have to be asked over why the pretence of the Co-op-Lloyds deal was kept going for so long

Julian Knight: Why the silence on this shambles at ailing Co-op?

The watchdog had misgivings over the deal to buy Lloyds branches but the pretence went on

There is now a substantial disconnect between the Bank’s interest rate and what lenders offer mortgage borrowers

Still got debt? Then be warned: things will get tougher

The days of low interest rates are likely to be coming to an end sooner rather than later

Julian Knight: Get those without bank accounts through the doors

High-street names should be obliged to encourage the three million left in the cold

Exit the Dragon: European star Anthony Bolton's shaky time in China

Anthony Bolton drew unprecedented investment to his China fund. Now, as he steps aside, Julian Knight asks if, and why, he failed

Global markets have fallen, but Investors should not be put off

Julian Knight: Drip-feed money into the markets to avoid bad timing

Bad month for the bulls – but this is no concern if you follow the path of 'pound cost averaging'

'People start saving too late, save too little and expect too much'

You'll need £220,000 for a minimum wage in your retirement

Britain's pensioners face a bleak future because their savings are insufficient to avoid life on the breadline in their old age, Julian Knight reveals

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