Simon Read - The Independent

Simon Read

Simon Read is Personal Finance Editor at The Independent. He edits the Saturday Your Money section as well as writing for the news and business pages of the Independent and i newspaper.

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Letter from the Personal Finance Editor: Cutting out the middle man could spell disaster for employees and consumers alike

The collapse of Phones 4u into administration yesterday left 5,596 workers facing unemployment. That’s a tragedy, but is the inevitable result when suppliers decide to – as it is known in business jargon – disintermediarise.

The majority of parents can’t help out, with three out of five admitting they are unable to afford to save any money for their children’s future

Parents risk their own financial future to help kids climb on the property ladder

Schemes like Help to Buy 'risk making the problem worse'

Energy bills could soar for those on a fixed tariff

In two weeks’ time eight fixed energy deals will come to an end, bringing in an average annual bill increase of 11 per cent - or £108 - for anyone who hasn’t switched to a better deal, reckons GoCompare.

Fuel poverty victims speak out: “I couldn’t afford to wash myself”

The findings should put into sharp focus how desperate the situation is for many

Simon Read: Finance firms keep their cards too close to their chest

When it comes to finding the best credit card, it's a simple process to go to one of the comparison sites and discover which one has the lowest rate, or the longest 0 per cent balance-transfer deal.

Simon Read: Which? proposal is a big incentive for energy suppliers to raise their game

Surprise, surprise, we don't trust energy companies. Why? Apart from ever-rising prices and shoddy service, there have been many cases of mis-selling in recent times and plenty of examples of what seems to be deliberately confusing pricing – designed to ensure that only the most dedicated customers can track down the best deals.

Five Questions On: Energy companies owing you money

Is this compensation for all the bad service and misleading pricing?

Friendly societies Engage Mutual and Family Investments are set to merge

Two friendly societies are set to tie up to create a mutual insurer with 2 million customers. Engage Mutual plans to merge with Family Investments to form an organisation with around £6bn in assets under management.

Scottish independence: How will kilt-edged stocks fare?

Scottish companies were caned when the separatists surged in the polls. Is this the future, asks Simon Read, and would they be any better together?

Bargain Hunter: Go the Extra mile at fresher's week and cut your grocery bills

With universities' freshers' week fast approaching, we're set to see a new wave of hard-up students finding fresh ways to eke out a meal over several nights.

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