Simon Read

Simon Read is Personal Finance Editor at The Independent. He edits the Saturday Your Money section as well as writing for the news and business pages of the Independent and i newspaper.

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Big Six could cut tariffs and still make big profits

There seem to be few who think that the energy market is working well for consumers. But finding a solution that ensures fairer prices for all has eluded the Coalition Government.

There is a big difference between the best and worst rates on offer and you may need to keep moving your cash around

Will you turn down a free tax-break?

You have an allowance right to stash up to £15,000 of your savings in a tax-free account, but you must use it by 5 April...

Research shows councils are more likely to engage in aggressive enforcement action through the use of bailiffs and threats of court enforcement, rather than offer affordable payment options

People in debt need help, not council bullies

Councils have to chase debts, but not so aggressively

Hooray, you're going to live longer! But what should you do to celebrate?

Pension expert John Lawson talks on why improved longevity is something to plan for carefully

Payday lenders still failing customers, says watchdog

The City watchdog yesterday accused payday lenders of unfair practices, particularly when dealing with people in debt.

Ed Davey is proud of what he has achieved in the role over the past three years

Ed Davey: 'The best remedy could be to break up the big energy firms'

Ahead of a major report on the industry, the Energy Secretary talks to Simon Read about what needs to be done to help consumers get better deals (and whether it will still be any of his business after the election)

The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more

Money roundup: MPs warn on pension scams and watchdog slams payday lenders

The Independent's Personal Finance Editor Simon Read talks over the latest Money news

Payday lenders fail to recognise customers in financial difficulty, the FCA said

Payday lenders accused of unfair practices by watchdog

The Financial Conduct Authority found non-compliance in all reviewed firms

Steve Webb, the Pensions minister, said people should be allowed to make their own choices about what to do with their cash, even if that meant buying a “Lamborghini”.

Consumers face rip-off scams after pension reforms, MPs warn

Report condemns lack of advice and protection in pension freedoms

Letter from the Personal Finance Editor: New pension rules may be the next mis-selling scandal

The Government has handed us all unprecedented freedom to choose to do whatever we like with our retirement savings. Anyone aged 55 or over can take advantage in just a few weeks, from 6 April.

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Day In a Page

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Who is bombing whom in the Middle East?

Robert Fisk untangles the countries and factions
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China's influence on fashion

At the top of the game both creatively and commercially
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Lord O'Donnell's three principles of rule
Rainbow shades: It's all bright on the night

Rainbow shades

It's all bright on the night
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Bread from heaven

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How 'the Axe' helped Labour

UK will be 'run for the wealthy and powerful' if Tories retain power
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The price to be paid for challenging the rule of extremists

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Charlotte Gainsbourg on 'Nymphomaniac'

Starring in one of the most explicit films ever
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Robert Fisk in Abu Dhabi

The Emirates' out-of-sight migrant workers helping to build the dream projects of its rulers
Vince Cable interview: Charging fees for employment tribunals was 'a very bad move'

Vince Cable exclusive interview

Charging fees for employment tribunals was 'a very bad move'
Iwan Rheon interview: Game of Thrones star returns to his Welsh roots to record debut album

Iwan Rheon is returning to his Welsh roots

Rheon is best known for his role as the Bastard of Bolton. It's gruelling playing a sadistic torturer, he tells Craig McLean, but it hasn't stopped him recording an album of Welsh psychedelia
Morne Hardenberg interview: Cameraman for BBC's upcoming show Shark on filming the ocean's most dangerous predator

It's time for my close-up

Meet the man who films great whites for a living
Increasing numbers of homeless people in America keep their mobile phones on the streets

Homeless people keep mobile phones

A homeless person with a smartphone is a common sight in the US. And that's creating a network where the 'hobo' community can share information - and fight stigma - like never before