Bonuses? I thought only bankers got them.

More than a quarter of a million homeowners will be unable to pay off their mortgage at the end of its term, the City watchdog warned this week. That's because they have interest-only loans, and have done nothing to ensure they will be able to pay off the debt when the mortgage term ends.

More than 22,000 people reported scams to the Citizens Advice service in the last year, the charity reported this week. Meanwhile the Office of Fair Trading says that almost half of us are targeted by scams, with 3 million people falling victim to cons. The tricksters relieve people of £3.5bn a year.

Yeah, I know that pensions are boring but one of the most crucial financial decisions anyone may take is getting the right annuity.

The Financial Ombudsman Service this week revealed that there has been a 75 per cent increase in the last year in complaints about payday lenders. Crucially it added that it is finding in consumers' favour in nearly three-quarters of the cases.

The deal

New research says investors could lose out if they ignore companies close to home.

Official figures show drop of 27 per cent compared to this time last year

Many borrowers have no way to pay off their loans once the term expires

Britain's only poverty minister will today demand strong action to curb payday lenders who prey on vulnerable people.