Simon Read

Simon Read is Personal Finance Editor at The Independent. He edits the Saturday Your Money section as well as writing for the news and business pages of the Independent and i newspaper.

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Cheap credit websites slammed by Financial Ombudsman

Websites that take hundreds of pounds from unwitting consumers on the promise of finding cheap credit, only for the loans never to materialise, have been slammed by the Financial Ombudsman.

Dismal European data sparks fresh concerns

Investors face worrying times as Germany and France both post poor economic figures

More than one in four adults forced to borrow money from family members

More than one in four adults has been forced to borrow money from family members. And it’s not just a matter of a few quid: new research published today suggests the average amount lent to parents, siblings and children is £2,123.

Five Questions On: Mortgage-style student loans

Hang on, wasn't there a scandal about this when the government sold off the loans to a debt collection company?

Bargain Hunter: Find a football deal that suits you - without paying the penalty

The start of the 2014-15 Premier League season has prompted a range of new TV deals this week.

Money alert: Overdrafts at HSBC and First Direct

From November HSBC and first direct customers who drift into the red without permission will face different charges.

Simon Read: From food banks to financial help

Food banks are surprisingly controversial things, mainly because in recent times they've become politicised. Critics say it is the Coalition's benefit cuts that have caused them to grow in number so rapidly. But for the people who use them, that's irrelevant. They are godsends that help them through hard times.

Simon Read: Can't save or won't save? We just can't afford to put it off

I know many of us can't afford to save, but there are apparently millions who could but don't. Why?

'Dismal' eurozone data sparks concerns

European Central Bank chief Mario Draghi is under pressure to launch promised stimulus before the EU slides further
The consumer group believes that there are 14 million people who could save more with the right encouragement

Savings woes for millions prompts demand for Government action

Half of us are unhappy with the level of savings we have while a quarter of us have no savings at all. The worrying figures are included in a new Which? report published today which looked at attitudes to saving.

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Day In a Page

Scottish referendum: The Yes vote was the love that dared speak its name, but it was not to be

Despite the result, this is the end of the status quo

Boyd Tonkin on the fall-out from the Scottish referendum
Manolo Blahnik: The high priest of heels talks flats, Englishness, and why he loves Mary Beard

Manolo Blahnik: Flats, Englishness, and Mary Beard

The shoe designer who has been dubbed 'the patron saint of the stiletto'
The Beatles biographer reveals exclusive original manuscripts of some of the best pop songs ever written

Scrambled eggs and LSD

Behind The Beatles' lyrics - thanks to Hunter Davis's original manuscript copies
'Normcore' fashion: Blending in is the new standing out in latest catwalk non-trend

'Normcore': Blending in is the new standing out

Just when fashion was in grave danger of running out of trends, it only went and invented the non-trend. Rebecca Gonsalves investigates
Dance’s new leading ladies fight back: How female vocalists are now writing their own hits

New leading ladies of dance fight back

How female vocalists are now writing their own hits
Mystery of the Ground Zero wedding photo

A shot in the dark

Mystery of the wedding photo from Ground Zero
His life, the universe and everything

His life, the universe and everything

New biography sheds light on comic genius of Douglas Adams
Save us from small screen superheroes

Save us from small screen superheroes

Shows like Agents of S.H.I.E.L.D are little more than marketing tools
Reach for the skies

Reach for the skies

From pools to football pitches, rooftop living is looking up
These are the 12 best hotel spas in the UK

12 best hotel spas in the UK

Some hotels go all out on facilities; others stand out for the sheer quality of treatments
These Iranian-controlled Shia militias used to specialise in killing American soldiers. Now they are fighting Isis, backed up by US airstrikes

Widespread fear of Isis is producing strange bedfellows

Iranian-controlled Shia militias that used to kill American soldiers are now fighting Isis, helped by US airstrikes
Topshop goes part Athena poster, part last spring Prada

Topshop goes part Athena poster, part last spring Prada

Shoppers don't come to Topshop for the unique
How to make a Lego masterpiece

How to make a Lego masterpiece

Toy breaks out of the nursery and heads for the gallery
Meet the ‘Endies’ – city dwellers who are too poor to have fun

Meet the ‘Endies’ – city dwellers who are too poor to have fun

Urbanites are cursed with an acronym pointing to Employed but No Disposable Income or Savings
Paisley’s decision to make peace with IRA enemies might remind the Arabs of Sadat

Ian Paisley’s decision to make peace with his IRA enemies

His Save Ulster from Sodomy campaign would surely have been supported by many a Sunni imam