Simon Read

Simon Read is Personal Finance Editor at The Independent. He edits the Saturday Your Money section as well as writing for the news and business pages of the Independent and i newspaper.

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Friendly societies to merge to create super mutual insurer

Engage Mutual plans to merge with Family Investments

Energy companies failing to gain customer trust, consumer group finds

Just one in six consumers trust energy companies to act in customers’ best interests

Law on trader contracts must be clear

Under the Court’s interpretation of the law, it appeared that if a trader fails to tell a consumer about his or her rights, the consumer simply has none

One in four borrowers gets a loan they can’t afford by not checking the cost

Nearly one in four people are using the internet and telephone to access high-cost short-term credit, with nearly half doing no research before taking a loan.

Ofgem called on the big energy firms to make sure money is returned to former customers back in February

Millions owed by energy companies to former customers

The big energy suppliers today launched a campaign to reunite cash with former customers who have left credit with their energy company when they moved home or switched supplier.

Margaret Hodge said that consumers will save just 2 per cent on average energy bills

Smart meters set to cost households £215 in return for minor savings

Public Accounts Committee said consumers will bear the cost of the roll-out

More than 3m households are on a financial knife-edge, when just a small drop in income could put them at risk of losing their home

Low income and high housing costs leave millions facing losing their home

Research from Shelter and YouGov shows that more than one in 10 working families in England have resorted to selling possessions to cover their housing costs

Five Questions On: The pensions crisis

Is this about another scandal?

Money Alert: Soaring payday loan problems

The number of people struggling with payday loan debts is still rising. New figures reveal that in the first six months of this year nearly 50 per cent more people were forced to seek help after falling into debt problems because of the loans.

Simon Read: An insight into confusing financial terms and conditions

Do you understand financial terms and conditions? Or even bother to read them? Failing to do so could be costing you a packet. In fact, a typical consumer could be losing £428 a year, reckons the Money Advice Service.

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Day In a Page

Wilko Johnson, now the bad news: musician splits with manager after police investigate assault claims

Wilko Johnson, now the bad news

Former Dr Feelgood splits with manager after police investigate assault claims
Mark Udall: The Democrat Senator with a fight on his hands ahead of the US midterm elections

Mark Udall: The Democrat Senator with a fight on his hands

The Senator for Colorado is for gay rights, for abortion rights – and in the Republicans’ sights as they threaten to take control of the Senate next month
New discoveries show more contact between far-flung prehistoric humans than had been thought

New discoveries show more contact between far-flung prehistoric humans than had been thought

Evidence found of contact between Easter Islanders and South America
Cerys Matthews reveals how her uncle taped 150 interviews for a biography of Dylan Thomas

Cerys Matthews on Dylan Thomas

The singer reveals how her uncle taped 150 interviews for a biography of the famous Welsh poet
DIY is not fun and we've finally realised this as a nation

Homebase closures: 'DIY is not fun'

Homebase has announced the closure of one in four of its stores. Nick Harding, who never did know his awl from his elbow, is glad to see the back of DIY
The Battle of the Five Armies: Air New Zealand releases new Hobbit-inspired in-flight video

Air New Zealand's wizard in-flight video

The airline has released a new Hobbit-inspired clip dubbed "The most epic safety video ever made"
Pumpkin spice is the flavour of the month - but can you stomach the sweetness?

Pumpkin spice is the flavour of the month

The combination of cinnamon, clove, nutmeg (and no actual pumpkin), now flavours everything from lattes to cream cheese in the US
11 best sonic skincare brushes

11 best sonic skincare brushes

Forget the flannel - take skincare to the next level by using your favourite cleanser with a sonic facial brush
Paul Scholes column: I'm not worried about Manchester United's defence - Chelsea test can be the making of Phil Jones and Marcos Rojo

Paul Scholes column

I'm not worried about Manchester United's defence - Chelsea test can be the making of Jones and Rojo
Frank Warren: Boxing has its problems but in all my time I've never seen a crooked fight

Frank Warren: Boxing has its problems but in all my time I've never seen a crooked fight

While other sports are stalked by corruption, we are an easy target for the critics
Jamie Roberts exclusive interview: 'I'm a man of my word – I'll stay in Paris'

Jamie Roberts: 'I'm a man of my word – I'll stay in Paris'

Wales centre says he’s not coming home but is looking to establish himself at Racing Métro
How could three tourists have been battered within an inch of their lives by a burglar in a plush London hotel?

A crime that reveals London's dark heart

How could three tourists have been battered within an inch of their lives by a burglar in a plush London hotel?
Meet 'Porridge' and 'Vampire': Chinese state TV is offering advice for citizens picking a Western moniker

Lost in translation: Western monikers

Chinese state TV is offering advice for citizens picking a Western moniker. Simon Usborne, who met a 'Porridge' and a 'Vampire' while in China, can see the problem
Handy hacks that make life easier: New book reveals how to rid your inbox of spam, protect your passwords and amplify your iPhone

Handy hacks that make life easier

New book reveals how to rid your email inbox of spam, protect your passwords and amplify your iPhone with a loo-roll
KidZania lets children try their hands at being a firefighter, doctor or factory worker for the day

KidZania: It's a small world

The new 'educational entertainment experience' in London's Shepherd's Bush will allow children to try out the jobs that are usually undertaken by adults, including firefighter, doctor or factory worker