Lowest available mortgages

FIRSTMORTGAGE IS a telephone-based lender, also specialising in packaging the best deals on offer from other banks and building societies. As such, you can usually pick some excellent-value home loans from this company. Two of the best deals currently available from FirstMortgage are a 10- year fixed-rate mortgage at 5.99 per cent, the lowest available over such a long period. For those who believe rates will plummet, FirstMortgage offers a record-beating variable rate of 7.7 per cent, which still puts it ahead of most building societies and banks - and that's before the forthcoming 0.5 rate cut.