FINANCIAL COMPANIES are not launching new products, so bargains are thin on the ground. But here is a snippet. CS Healthcare, a friendly society started by civil servants in 1929, specialises in offering health insurance to public-sector staff, those in privatised firms, and their families. Basically, CS offers two cheap health insurance schemes. CORE is a low- cost plan covering in-patient and out-patient care, including home-nursing after treatment, plus cash benefit for overnight hospital stays. A single person, aged 27, would pay pounds 16 a month. A more comprehensive plan would cost pounds 29 a month. Very good value. Call 0181-410 0400.

(Last week's number for Torquil Direct Choice Pensions was incorrect. It is 0800 0561836)

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