Loose Change

JOHN CHARCOL, the mortgage broker, is offering a five-year rate capped at 6.29 per cent involving no compulsory insurance, a 25 per cent penalty-free partial redemption facility and an arrangement fee of pounds 395. Call 0800 718191.

ALLIANCE & Leicester is offering a six-year Guaranteed Investment Bond which pays out up to 80 per cent of any gains in the FTSE Eurotop Index of leading European shares. For more details, call 0800 0568000.