Saturday 25 May 1996
Derbyshire BS is offering a choice of cash-backs of up to pounds 3,000 or 2.9 per cent off its variable-rate mortgages for two years for loans up to 75 per cent of valuation and 3.2 per cent off on loans under 75 per cent of the valuation. A commitment fee is refunded on completion and there is no valuation fee. Standard variable rate is currently 6.99 per cent.
Black Horse Financial Services is launching a new Premier Distribution Bond providing monthly income and interest of 6 per cent escalating to 9 per cent over five years. Capital will be returned in full if the FT- SE 100 index grows by 4.6 per cent compound.
Premier Fund Management and John Govett (Jersey) are offering an Equity Protector which uses options to guarantee a maximum loss of 2 per cent if the stock market falls, combined with a return of 140 per cent to 190 per cent of any gains. The bond is renewable every 90 days.
Mortgage Express is launching a Let and Buy mortgage to allow people in negative equity to let their property and borrow to buy somewhere else to live. Up to 75 per cent of the new loan to value is charged at 1.5 per cent over base rate. up to 95 per cent is charged at 1.75 per cent over base. A letting service is available and rental income is included in eligibility calculations.
Direct Line is marketing its Tracker PEP nationally. Minimum investments are pounds 30 a month or pounds 500. There is no initial charge. The management charge is 1 per cent a year reducing to 0.75 per cent after five years, and an 0.5 per cent exit charge.
HSBC is launching a new PEP offering all growth in the FT-SE 100 index over five years plus a 33 per cent bonus.
Guinness Flight is offering a reduced initial charge of 3.5 per cent on investments over pounds 2,000 in its Global Privatisation Trust before the end of June.
Travel agent Going Places will buy back any unused foreign currency notes sold by any of its 700 shops without charging commission.
Life & Style blogs
What happens to your body when you give up sugar?
Why you should never make assumptions about people with autism
The big fresh food con: Alarming truth behind the chocolate muffin that won't decay
Kate Moss: Previously unpublished nude photo revealed by Mert and Marcus
Holi: Festival of colours honoured with Google Doodle – here's what you need to know about the celebration
Nearly 100,000 of Britain's poorest children go hungry after parents' benefits are cut
Durham Free School: 'Creationism taught at' free school facing closure
End of the licence fee: BBC to back radical overhaul of how it is funded
Elif Shafak: Turkish author warns against rise of British nationalism
Most people think legal tax avoidance is just as wrong as illegal tax evasion, poll suggests
Nigel Farage promises Ukip will not 'stigmatise' would-be migrants – and says he wants 'everyone to speak the same language'
- 1 Tourist films plane's descent just metres above packed Caribbean beach
- 2 Indian woman creates 'Marriage CV' after parents put her on dating site: 'Definitely not marriage material. Won’t grow long hair, ever'
- 3 World Book Day: Boy 'excluded' from school after dressing up as Fifty Shades' Christian Grey
- 4 Bad Jews poster 'censored' on London Tube
- 5 Have sex with your iPad thanks to the new sex toy no-one asked for
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