Saturday 25 May 1996
Derbyshire BS is offering a choice of cash-backs of up to pounds 3,000 or 2.9 per cent off its variable-rate mortgages for two years for loans up to 75 per cent of valuation and 3.2 per cent off on loans under 75 per cent of the valuation. A commitment fee is refunded on completion and there is no valuation fee. Standard variable rate is currently 6.99 per cent.
Black Horse Financial Services is launching a new Premier Distribution Bond providing monthly income and interest of 6 per cent escalating to 9 per cent over five years. Capital will be returned in full if the FT- SE 100 index grows by 4.6 per cent compound.
Premier Fund Management and John Govett (Jersey) are offering an Equity Protector which uses options to guarantee a maximum loss of 2 per cent if the stock market falls, combined with a return of 140 per cent to 190 per cent of any gains. The bond is renewable every 90 days.
Mortgage Express is launching a Let and Buy mortgage to allow people in negative equity to let their property and borrow to buy somewhere else to live. Up to 75 per cent of the new loan to value is charged at 1.5 per cent over base rate. up to 95 per cent is charged at 1.75 per cent over base. A letting service is available and rental income is included in eligibility calculations.
Direct Line is marketing its Tracker PEP nationally. Minimum investments are pounds 30 a month or pounds 500. There is no initial charge. The management charge is 1 per cent a year reducing to 0.75 per cent after five years, and an 0.5 per cent exit charge.
HSBC is launching a new PEP offering all growth in the FT-SE 100 index over five years plus a 33 per cent bonus.
Guinness Flight is offering a reduced initial charge of 3.5 per cent on investments over pounds 2,000 in its Global Privatisation Trust before the end of June.
Travel agent Going Places will buy back any unused foreign currency notes sold by any of its 700 shops without charging commission.
Life & Style blogs
GTA 5 Online DLC: San Andreas Flight School update brings 16-seater jet plane and more
What is ALS and the Ice Bucket Challenge?
London restaurant 34 creates champagne glass modelled on Kate Moss’ left breast
Anal sex study reveals climate of 'coercion'
As Kellie Maloney has experienced, when you're transgender, strangers think it's OK to ask intimate questions – it's not
Richard Dawkins on babies with Down Syndrome: 'Abort it and try again – it would be immoral to bring it into the world'
Scottish independence: English people overwhelmingly want Scotland to stay in the UK
Isis threat: Cameron wants an alliance with Iran
Michael Brown shooting: Chaos erupts on the streets of Ferguson after autopsy shows teenager was shot six times – twice in the head
Bin bag full of cats' heads discovered near Manchester's Curry Mile
Disgusting, frustrating, but intriguing: how the country really feels about its politicians
- 1 Jeremy Clarkson 'does not see a problem' with his racist language on Top Gear, says BBC
- 2 Richard Dawkins on babies with Down Syndrome: 'Abort it and try again – it would be immoral to bring it into the world'
- 3 ALS ice bucket challenge co-founder Corey Griffin drowns, aged 27
- 4 A third of employers never check job applicants' qualifications, survey finds
- 5 James Foley beheading: Fox news presenter Megyn Kelly annoyed by Ferguson update during broadcast about murdered journalist
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