PEP Survey: Loose change

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Hill Samuel is launching a Complete Investment Account aimed at maximising investors' exemption from Capital Gains Tax. The initial charge is 4 per cent, with an average annual charge of 1.5 per cent. Call 0171 2033064.

Edinburgh Fund Managers is waiving initial charges for PEP transfers from other managers into its own range of unit trusts until April 1998. Call 0131 3131000.

The Mortgage Operation is offering a five-year fixed mortgage pegged at 6.99 per cent, with option of pounds 1,000 as a cashback or pounds 400 cashback, plus free valuation, legal fees, the existing lender's reference paid and a refund of application fees. Call 0171 5712400.

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