Capital One, the credit card issuer, is offering a Visa card pegged at 6.9 per cent APR until January 1999, when it reverts to 17.9 per cent APR. The card has no annual fee, automatic balance transfer option and up to 54 days interest free credit. Call 0800 669000.

Flemings, the investment trusts specialist, is offering investors a 40 per cent discount on the fee they would normally be charged for selling shares in National Power and Powergen and reinvesting the proceeds in one of the company's 19 trusts. The charge of pounds 12.50 falls to pounds 7.50 until the end of the month, with combined household sales charged pounds 7.50. Call 0500 500161.

Barclaycard is launching a 24-hour telephone "travel shop" which guarantees that if a package holiday or cruise is found cheaper within seven days of being booked through its service, the card issuer will match the price. Call 0870 8408000.

Standard Life this week opened its Direct Access Savings Account to the public, offering a rate of 7.26 per cent on savings over pounds 10,000. Call 0345 555657.

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