Personal Finance: Loose Change

Berkeley Alexander, the insurance firm, is launching a Campus Insurance Policy, which offers three-year's cover during a student's stay at college. The policy includes rental protection - in the event of illness and accident - of up to pounds 1,000. It also has a pounds 10 excess. Three-year policies start from pounds 79. Call 0127-347 7784.

Britannia Building Society is launching a new unsecured personal loan jointly with Capital Bank, charging 12.9 per cent APR on loans more than pounds 10,000. The loan offers a three-month payment holiday on draw-down and qualifies borrowers under the society's Members' Loyalty Bonus scheme. Call 0800-328 1625.

Save & Prosper is offering a free 16-page guide on how to pay for the cost of children's education. The guide also offers a list of sources and phone numbers for more information. Call 0800-829 100.

Chase De Vere Mortgage Management, home loan brokers, is offering a five-year capped mortgage of 6.65 per cent, without additional insurances needed. The loan has no redemption penalty after the five-year period and has no mortgage indemnity charge. The maximum advance is 85 per cent of a property's value, with a minimum loan of pounds 100,000. A completion fee of pounds 300 is added to the loan.

Touchline Insurance is issuing policy holders, who take out cover through the firm, with windscreen insurance disks, to be displayed alongside tax discs, acting as visible proof that the vehicle is insured. For details, call 0800-207 800.

The Tax Team, a chain of independent tax advisers, is launching a website offering tax tips while filling in tax returns, plus a range of tax-related information. It also provides a fee calculator, which issues quotes on how much it would cost for a tax professional to fill the forms in. Visit the site on: www.thetaxteam.co.uk

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