Lloyds Bank has a new range of fixes. The 10-year fix at 9.99 per cent looks the most attractive. Britannia Building Society has three-year fixes ranging from 7.55 per cent for those with a 20 per cent deposit who take the society's insurances to 8.5 per cent for 95 per cent loans to borrowers who arrange their own.
NORTHERN Rock Building Society has a fix at 5.99 per cent until 15 January 1997. Borrowers who want to arrange their own buildings and contents insurance pay an extra 0.25 per cent interest. Loans are available up to 95 per cent of value. There is a redemption penalty of four months' interest.