Gerri says: 'I would put the money into the National Savings Children's Bonus Bond. The children would not go along with it, but at their age what I say goes.'
Briony, four, is not impressed. She says: 'I want a necklace and an Alice in Wonderland dress and I would buy my brother Benjamin some new clothes.
''I go to the bank with Mummy but I do not put any money in. I like to spend it.'
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