Cap at 4.99%

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The Independent Online
BANK OF IRELAND'S 4.99 per cent capped rate is available with an arrangement fee of pounds 260. When the cap runs out in July next year borrowers will be given a fixed-rate mortgage.

Citibank is offering a 9.99 per cent capped mortgage until January 1998. The current variable rate is 7.99 per cent. The mortgage is available on 85 per cent advances for a fee of pounds 295.

Britannia is offering a 7.99 per cent five-year fix on 60 per cent advances or 8.2 per cent on 75 per cent advances. The arrangement fee is pounds 295. Chelsea offers a mortgage fixed at 7.45 per cent until March 1996. The fee is pounds 195.

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