Discount and cashback offer

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The Independent Online
BANK OF IRELAND is launching a one-year discount of 5 per cent, giving a payment rate of 2.6 per cent for 12 months and a maximum benefit of pounds 10,500 for a pounds 210,000 loan. The two-year 2.5 per cent discount gives a payment rate of 5.1 per cent.

The bank also has a 3.5 per cent cashback worth a maximum pounds 7,350 on the variable rate of 7.6 per cent. Fidelity, the unit trust manager, is promoting a PEP mortgage using loans from Bank of Ireland.

Halifax Building Society has scrapped discount loans and introduced a range of cashbacks ranging from 2 to 3.75 per cent.

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