Insurance

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Insurance

Beginner's Guide To: Travel insurance

The summer holiday season is in full swing, yet according to research from American Express, a quarter of holidaymakers will head off without travel insurance. With the cost of insurance for a week in Spain starting from less than £5, it could be an expensive mistake going without, particularly when medical bills can run into thousands of pounds.

Inside Insurance

Get well soon: Short-term policies will protect your income for 12 months to 10 years

Short-term IP kicks in when ill health keeps you off work

Sunday, 5 July 2009

Redundancy, illness and accidents are all facts of life but they needn't ruin your finances. Alessia Horwich reports

Julian Knight: Why we have to ring the changes in life insurance

Sunday, 28 June 2009

And, while we're about it, let's get rid of commission-based selling, too

Before buying property, it's best to get a surveyor to assess any cracks that could turn into a major problem in the future

Warm weather raises the risk of earth movements

Sunday, 28 June 2009

Subsidence is a nightmare for insurers and property owners. Alessia Horwich maps out your options

Putting the brakes on theft: Courier Barry Warren, 37, padlocks his bike to a rail on the Strand in London on Friday; an estimated 300,000 cycles are stolen around the country each year

Saddle up for bicycle insurance deals

Sunday, 21 June 2009

Proper bike cover and extra security measures give you a fighting chance against opportunistic thieves, says Chiara Cavaglieri

Extensive flooding two summers ago caused widespread damage across the UK to homes and businesses

Homeowners most at risk of flooding could find themselves without insurance

Saturday, 20 June 2009

More than 10 million people are thought to be living in homes which are at risk of flooding, according to government figures issued yesterday. The new National Flood Risk Assessment figures now suggest that more than five million homes are at risk, twice the level that was previously estimated.

How young people can cut car insurance costs

Thursday, 18 June 2009

Not all young drivers are boy racers, yet car insurance premiums tend to be prohibitively high for anyone under 21. Here are some tips that could help cut the cost of cover for those who’ve recently lost their L-plates.

A smoking gun? Men are more likely to engage in activities that  put them at risk of a catastrophic health event

Men ignore financial fall-out of ill health

Sunday, 7 June 2009

If you get sick, you can lose your income. Chiara Cavaglieri and Julian Knight wonder why so few insure against illness

Terms of endearment: family's future covered

Sunday, 3 May 2009

When does it pay to purchase life insurance to protect your loved ones? Chiara Cavaglieri examines the ins and outs of life cover

Warning over burglary risk as recession deepens

Sunday, 26 April 2009

Household burglaries could escalate by 50 per cent as the year draws out, according to Norwich Union. In 2008, More than 280,000 burglaries were reported, according to Home Office statistics, but the insurer predicts that will increase by more than 140,000.

Simon Read: What kind of fool makes these claims?

Saturday, 18 April 2009

Insurance fraud has become big business in the recession. Insurers are currently getting more than 2,000 false claims a week while around 107,000 claims worth 730m were discovered to be false last year, according to the Association of British Insurers. That was a leap of 30 per cent in value over 2007.

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