£200 of M&S vouchers to be won when you transfer money overseas

Bank-beating exchange rates and no hidden fees on all your international payments

This competition is now closed.

We've teamed up with international payment specialists HiFX to offer you highly competitive exchange rates. Whether you're making regular payments or simply need to make a one-off transfer, you can save by avoiding poor rates and expensive fees with these four easy steps…

  1. Sign up for free – no obligations or commitments
  2. Get a quote to see how much you’ll save compared to your bank
  3. Make a transfer online or over the phone 24 hours a day, seven days a week
  4. Track the progress of your transfer with email, SMS and online updates

You could win £200 of Marks and Spencer vouchers: sign up here for a personal account and trade at least £5,000 before 1 July 2013

Terms and conditions

There is one prize of £200 of Marks and Spencer gift vouchers to be won. To qualify, entrants much register for a HiFX personal account via independent.co.uk/moneytransfers and trade £5,000 or more (or equivalent in another currency) before 10am 1 July 2013. Multiple trades totalling £5,000 or more qualify as one entry. Only one entry per person, which will be made after the initial £5,000 is traded only. No additional entry will be made if a subsequent £5,000 is traded. The prize draw will be made on the 5 July 2013 and will include all customers that qualified in the competition period. The winner will be notified by telephone or email by 9 July 2013. Entrants must be 18 or over. HiFX reserves the right to withdraw, change or substitute the offer with an alternative equivalent offer. Offer not open to employees of HiFX. Vouchers have no end date and can be used to pay for delivery as well as products. Prize(s) are non-transferable and there is no cash alternative available. Usual Promotion Rules apply, see independent.co.uk/rules. If M&S ceases to trade or becomes insolvent, HiFX will not in any way be liable to the customer. Promoter: HiFX. HiFX Plc is authorised by the Financial Services Authority under the Payment Services Regulations 2009, registration 462444, for the provision of payment services.

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