The National Counties offer is available on loans of pounds 15,000 or more up to a maximum of 90 per cent of the purchase price. Borrowers will have to pay a pounds 200 arrangement fee and will have to take out either buildings, contents or payment protection insurance with the company. The Leeds Permanent fixed rate still remains a good deal but borrowers have to take out two insurance policies rather than just one.
Halifax and Nationwide Anglia are offering the most attractive variable-rate mortgages. Abbey National has become less attractive following its decision to take away some of its first-time buyer discounts.