Loans & Credit

Is your credit card a one-trick pony?

Credit card firms continue to try to direct customers towards interest-free deals, meaning that some of the more versatile cards are often overlooked

The battle of the 0% deal is under way

This has been swiftly followed by Halifax upping its 0 per cent balance transfer term to 38 months, and Lloyds Bank pitching in with a 30-month card with just a 1 per cent balance transfer fee

Don't be led astray by 0% credit cards

Adverts and price comparison sites tempt you towards the longest zero per cent plastic on the market. Yet some consumers simply want a low-rate credit card with no introductory gimmicks

Simon Read: Information is power. And it's in the wrong hands when

In debt? You're likely to be targeted by unscrupulous companies that hope to profit from your misfortune. They may try to pretend to be your friend by offering what they call "help" – but almost certainly that help will come with a cost and leave you worse off than you were before they got in touch.