Will a credit card balance transfer work for you?

The battle between credit card companies vying to offer the longest 0 per cent term for balance transfers shows no sign of tailing off, with the launch of yet another high-profile deal.

Simon Read: Your country needs you ... to go massively into debt

Cynicism is an important part of any journalist's outlook. I gave a talk at my son's school last month about careers and the jobs market. There were one or two other dads and former pupils doing the same.

Five questions on: Credit cards crackdown

Who's cracking down on credit cards?

Money Insider: Time to get your Christmas (credit) cards

With less than four weeks until Christmas, if you're thinking of taking out a new credit card to help ease the financial burden, you'll need to get your skates on.

Simon Read: Credit card companies are keeping you in debt with tricks like 0 per cent deals

Credit card companies have largely escaped the criticism heaped on the likes of payday lenders for fuelling Britain's debt problem. But they are just as culpable and predatory as the short-term lenders.

How not to go into the red over Christmas

Video: Simon Read offers some advice on ensuring you enjoy Christmas without the financial hangover

Five questions on: Overdrafts

They're all expensive, aren't they?

Simon Read: It's time lenders stopped flummoxing us with fees

Anyone who's taken out a mortgage lately will have been charged a fee. Fair enough, you might think; lenders have plenty of administrative paperwork to sort out – why shouldn't they charge for that?

NatWest is taking a stand against payday loan brokers

Payday loans are controversial enough but now there's a new shark in town: the payday loan broker.

Nationwide Building Society launches kids account - but it's not what you think

A current account for kids? That’s what the Nationwide Building Society has launched today. But before you raise your hands in horror, consider the benefits, for there are some.

Simon Read: Payday loans that are marketed at kids? Why not? They're already brainwashed into wanting products

The first payday loan shop especially for children opens in Finsbury Park in north London on Monday. The store, which offers kids advances on their pocket money at rates as low as 5,000 per cent APR, says it hopes to attract young people from across the capital to take advantage of its wide range of credit products.

A trader works on the floor of the New York Stock Exchange

Simon Read: The markets might not be calm but you should be

Don't panic, it’s a wise idea to check investments regularly to ensure they are on target for your hoped-for returns

House buyers can take their pick of more than 3,500 home loans, the most available since the financial crisis

Simon Read: Those cheap home loans may be built on shaky foundations

You should ignore the headline offers and trickery and work out the total cost of borrowing under different deals

Friday - NYSE

Weekly Money: Round-up of the personal finance stories you may have missed 13-17 October

Struggling millennials, soaring energy bills, stock market woes, financial education for kids, and warnings of bank scams: the stories we noticed this week.

The BBA warns that eight million people are vulnerable to “vishing” or voice phishing - when crooks claim to be calling from a bank - while four million might transfer money into another supposed “safe” account if instructed

Crooks posing as banks set to trick millions out of their savings

Millions are at risk from fraudsters posing as banks, worrying new research shows. The British Bankers’ Association tested what the response would be to typical fraudster activities. The results are alarming, with many of us looking like easy victims.

Money

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It is expected that the tax, to be introduced in April, will raise £1.3bn over the next five years
State pension rise; Overdraft charges; Phone scammers; Credit broker crackdown; Video banking; the stories we noticed this week
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For whom the Christmas bells toll? Shoppers should be wary of 'bargains' and 0 per cent deals on credit cards
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The first website that allows travellers with pre-existing medical conditions planning a cruise to compare policies and buy cover has been launched at Allclearcruise.co.uk
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Video: Simon Read offers some advice on ensuring you enjoy Christmas without the financial hangover
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Gifts such as iPads have been used to tempt mortgage hunters, but the value should be in the home loan itself
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If you think that the kind of car dealer portrayed in Minder by Arthur Daley has been consigned to history, think again. If you can haggle on the forecourt, you can get massive discounts on a new car, reckons What Car? The magazine's mystery shoppers this month managed to negotiate a discount of 31 per cent - a saving of £18, 650 - off the price of a BMW 7 Series as it was about to be replaced by a newer model
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See How to Train Your Dragon 2 cut-price at a Vue cinema
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The Independent’s Personal Finance Editor Simon Read talks over the latest news with Luke Blackall
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Struggling millennials, soaring energy bills, stock market woes and warnings of bank scams: the stories we noticed this week.
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