Derbyshire Building Society is offering personal loans at 6 per cent.
The rate is among the lowest seen for years. It's easy to arrange, being available through price comparison sites such as Moneysupermarket.
Minimum amount that can be borrowed is £5,000, so it's no good for those who need short-term cash.
The Derbyshire is part of the Nationwide Building Society. This move seems to be part of the society's current practice of using the brands it owns to top the best-buy tables (it made a similar move with a Cheshire ISA last week) without having to offer its existing customers the better deals. The move seems a little cynical for the mutual which is, of course, owned by its customers.