Loans & Credit

The battle of the 0% deal is under way

This has been swiftly followed by Halifax upping its 0 per cent balance transfer term to 38 months, and Lloyds Bank pitching in with a 30-month card with just a 1 per cent balance transfer fee

Don't be led astray by 0% credit cards

Adverts and price comparison sites tempt you towards the longest zero per cent plastic on the market. Yet some consumers simply want a low-rate credit card with no introductory gimmicks