loose change

Royal Sun Alliance is cutting the cost of its term assurance products, where a person takes out cover for a defined period of time, by up to 27 per cent. The cost of joint cover worth pounds 100,000 over 15 years for male and female non-smokers aged 35 falls from pounds 27.77 a month to pounds 20.47. Call 0151 2393275.

NatWest is giving away a free CD, featuring 10 indie and dance acts to 13 to 20-year-olds opening a CardPlus account before the end of September. Details in all branches.

Midland Bank is launching a home appliance protection plan, covering the cost of repairing up to 17 machines. For pounds 11 a month, the plan covers virtually every household appliance for up to eight years after the date of manufacture. Call 0800 299399.

Bank of Scotland has launched a two-year fixed rate bond paying up to 7.3 per cent gross on deposits above pounds 25,000. Call 0500 313131.

Zurich Life is launching an Extra Growth Bond which offers either 30 per cent capital growth over three years, net of basic rate tax, or the prospect of 150 per cent of the growth of the FTSE 100 share index over six years. Redemption is allowed after three years. Call 01705 854909.