loose change

Skipton Building Society is launching a Base Rate Tracker account which is guaranteed to match Bank of England base rates until 31 December 1999. Minimum investment is pounds 5,000. Call 0800 446776.

Saga is launching a five-year Guaranteed Income Bond for people over 50, paying 6.45 per cent net on investments over pounds 10,000. Cal 0800 300555 ext 197.

Barclayloan, the lending arm of Barclays Bank, is offering every applicant for one of its loans the chance to win one of 20 holidays worth pounds 10,000 each. All applicants will receive pounds 50 towards a holiday through Going Places. Unsecured loans start at 13.9 per cent APR. Details from all branches.

Chase de Vere is offering a mortgage fixed at 5.99 per cent until 31 December 1999. Maximum loan to value is 70 per cent. Redemption penalties apply. Call 0171-930 7242.

Coventry Building Society is launching a three-year Fixed Rate Income Bond paying 7.6 per cent gross on savings above pounds 10,000. Call 0345 665522.

Cheshire Building Society is increasing rates paid on its Instant 50 notice account, ranging from 5.25 per cent gross on deposits above pounds 5,000 to 7.2 per cent gross on deposits above pounds 100,000. Call 0345 550555.

Winterthur Life is offering a second edition of its five-year Esprit Fund, which matches the higher of the increase in the RPI or the FTSE 100 share index. Call 01256 798584.