LOOSE CHANGE

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The Independent Online
Norwich and Peterborough Building Society is extending its fixed- price dealing service in Abbey National shares following the bank's takeover of National & Provincial Building Society. Investors pay a flat fee of pounds 20, plus pounds 2 each for up to three family members pooling their shares. Details on 01603 622265.

British Homes Stores is launching a loyalty card entitling clients of the store to discounts of up to 15 per cent on purchases. Details from any BhS store.

ShareLink, the execution-only broker, is launching a Footsie Bonus PEP, offering capital security, plus the value of any rise in the FT-SE 100 share index. An additional bonus of 25 per cent of the FT-SE 100 rise during the PEP's five-year life will also be paid. Call 0121 236 4848.

RBS Advanta is launching a new, no-fee Gold Visa Card with an APR of 11.9 per cent fixed until November 1997. The card includes a 56-day interest- free period, travel accident insurance and medical and legal helpline. Call 0800 077770.

Winter Richmund, an insurance broker, is launching a pounds 5,000 contents policy aimed at landlords who let their properties on a part-furnished basis. Call 01628 470470.

The National Solicitors' Network has launched a free phone line offering access to independent legal and financial advice for elderly people considering a move into care homes. Callers receive details of a solicitor near them who will offer a free initial consultation. Call 0800 998833.

Birmingham Midshires Building Society is launching a Guaranteed Income Plus retirement bond, paying 7.3 per cent fixed for five years. Call 0500 070707.

General Accident Life is offering a cashback mortgage with a variable rate of 6.99 per cent. Borrowers receive 5 per cent of their loan back, plus free mortgage indemnity on loans of up to 95 per cent of a home's value. Call 0500 100200.

Investors Intelligence and AIG Life are launching a Guaranteed Japanese Bond offering a 100 capital guarantee plus 100 per cent of the growth in the value of the Nikkei shares index, excluding dividends. The three and a half year bond has no basic rate income tax or CGT liabilities. Minimum investment is pounds 5,000. Call 0800 300500.

Lloyds Bank is offering a Fifth High Income Deposit Fund, paying 6.3 per cent gross over two years and 5.7 per cent gross for one year. Monthly interest options are available. Minimum investment is pounds 1,000. Details from all Lloyds Bank branches.

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