Vulnerable people are in danger of being pushed into the hands of unscrupulous bailiffs who act aggressively and pile on excessive fees.

Paragon, the buy-to-let mortgage provider, is applying for a banking licence in order to kickstart its consumer lending business.

The time is looming for many to find money to pay off their mortgages. Do they have enough?

The number of first-time buyers jumped 20 per cent in March as the Bank of England's Funding for Lending scheme helped the mortgage market.

If inflation predictions are met over the next five years, borrowers could end up with as little as £56 in disposable income each month, a new report warns.

Buy-to-let landlords were granted £4.2bn in new mortgage lending in the first quarter, the Council of Mortgage Lenders said yesterday.

More than a quarter of a million homeowners will be unable to pay off their mortgage at the end of its term, the City watchdog warned this week. That's because they have interest-only loans, and have done nothing to ensure they will be able to pay off the debt when the mortgage term ends.

Thousands of Bank of Ireland borrowers have been hit with a massive rise in their monthly mortgage bill this month. That's despite them believing they had taken out a lifetime tracker deal.

Many borrowers have no way to pay off their loans once the term expires

The Sweetings may be overly ambitious, our panel of advisers warn,  and they should first consider their protection policies and pensions

The deal

Are they going up again?

The number of new mortgages being taken out may be well short of the volumes seen in the heady days before the banking crisis, but that doesn't mean the job of finding the best mortgage gets any easier.

Simon Read

Increasing numbers of home-buyers are falsifying credit and job histories in order to get a mortgage, new figures reveal today.