Five questions on: Repossessions and evictions

What's the difference?

How much lower will mortgage rates go?

Another day, another cut. As lenders compete to offer the cheapest deals, Simon Read asks if borrowers should jump in now or wait for further falls

What to do if you're facing repossession: However far you fall, you're not on your own

Helen Fisher had to become a 24-hour carer, and then she faced repossession. But going to the right places for help changed everything, writes Simon Read

Five Questions About: Mortgage price war

Are home loans getting cheaper?

House prices end year in stable state – but only if you're outside London

The worrying boom in house prices has cooled since the summer, boosting hopes that the market will soon return to stable growth, according to Britain’s second biggest mortgage lender.

Pension mortgages: 'The advice I was given was wrong and now I face losing my home'

It's a tale of wrongdoing by financial professionals and buck-passing by the regulators. Simon Read talks to a man who took out a pension mortgage

Autumn Statement: Cut in stamp duty 'will affect 98% of homebuyers'

Stamp duty will only go up on houses over £937,000

Barclays joins mortgage wars with two-year tracker at 0.79 per cent above base rate

This week Barclays became the latest bank to join a mortgage battle in which the cost of borrowing among a range of lenders has kept tumbling recently. On Thursday the bank cut rates on a number of deals, the highlight being a two-year tracker at 0.79 per cent above base rate.

Simon Read: Did you take out a pension mortgage? They were sold as ideal but it looks like a lot of people might tell you otherwise

I asked last week for experiences of pension mortgages and many of you wrote in. The stories are instructive in helping me to build up a picture – one that is already looking quite alarming.

Anyone over the age of 40 seeking a loan with a standard term of 25 years will be borrowing beyond a normal retirement age of 65, and is liable to find their options restricted

Why people in the 30s and 40s can’t get a mortgage anymore

Post-crisis, older borrowers are beginning to struggle

The average cost of a two-year fixed-rate deal with a 25 per cent deposit sank 0.22 percentage points to just 2.24 per cent in October – the lowest rate since the Bank began collecting data in 1995

Recovery hopes grow, as mortgage rates fall to lowest level on record

Market turmoil last month was behind the fall in mortgage costs

Amsterdam is attracting British buyers

Young Britons buying foreign homes as way of getting on to property ladder

Data from ONS shows that two million people between the ages of 25 and 44 left the UK in the decade to 2012

Ban home loan fees, whatever they're called

Lenders admit they charge excessive fees so they can lower the headline rate

Five questions on: Nationwide's 10-year fixed-rate mortgage

What's the deal?

Only six per cent of the 13,000 new homes bought during Help to Buy’s first nine months were in London

Money Insider: Help to Buy must be boosted by building

With little or no wage growth being seen in the UK, increasing house-price inflation could see the number of first-time buyers slide further, unless there’s a new accelerated house building programme

Money
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