Five questions on: Record-low mortgage rates

What are these deals?

HSBC becomes first bank to offer five-year fixed rate mortgage with interest rate under 2%

But borrowers must pay a 40% deposit before they can take out the deal, as well as a hefty booking fee.

Michael Williams' pension mortgage fell far short of its target and he had no option but to put his house in Maidstone on the market to cover the shortfall

Simon Read: 'Pension mortgages leave a sting in the tail as 'pie in the sky' promises fail to deliver'

One Independent reader was forced to put his family home on the market after being let down by a series of advisers and regulators

Offset your mortgage and save thousands

By combining your savings and mortgage balances, it's possible to save thousands of pounds in interest costs and reduce the term of your home loan

The Budget, says one critic, should have done more to encourage construction of affordable homes

Help for buyers but where are the homes?

A vote-winning Budget promised less tax, greater savings flexibility, and government handouts for first-time housebuyers
January data from the Land Registry shows that at today’s prices, first time buyers would only be able to get a deposit on a home in the parts of the North and Wales.

How much would Osborne’s ISA actually help you to buy in different parts of the UK?

Critics say the scheme will push up house prices further

Even if you put away the maximum amount, it will take you 4 years and 7 months to qualify for the £3,000 bonus

Help to Buy Isa Q&A: Are they real help for first-time buyers or simply a vote-winner for the 2020 election?

The Chancellor announced a 25% top-up for deposits in the Budget. But before you go screaming 'free cash!', there's a few things you might want to consider

Five questions on: Repossessions and evictions

What's the difference?

How much lower will mortgage rates go?

Another day, another cut. As lenders compete to offer the cheapest deals, Simon Read asks if borrowers should jump in now or wait for further falls

What to do if you're facing repossession: However far you fall, you're not on your own

Helen Fisher had to become a 24-hour carer, and then she faced repossession. But going to the right places for help changed everything, writes Simon Read

Five Questions About: Mortgage price war

Are home loans getting cheaper?

House prices end year in stable state – but only if you're outside London

The worrying boom in house prices has cooled since the summer, boosting hopes that the market will soon return to stable growth, according to Britain’s second biggest mortgage lender.

Pension mortgages: 'The advice I was given was wrong and now I face losing my home'

It's a tale of wrongdoing by financial professionals and buck-passing by the regulators. Simon Read talks to a man who took out a pension mortgage

Autumn Statement: Cut in stamp duty 'will affect 98% of homebuyers'

Stamp duty will only go up on houses over £937,000

Barclays joins mortgage wars with two-year tracker at 0.79 per cent above base rate

This week Barclays became the latest bank to join a mortgage battle in which the cost of borrowing among a range of lenders has kept tumbling recently. On Thursday the bank cut rates on a number of deals, the highlight being a two-year tracker at 0.79 per cent above base rate.

Money
Social tenants locked into energy tariff and record low mortgage deals
Money
Diagnosed with bipolar disorder, Paul Norbert now receives the support to 'get away from the memories'
comment
Money
Spend £10 at Caffè Nero and you'll get a £5 credit
deals
Money
Co-op Bank almost went under in 2013 when under previous management
Round-up of the personal finance stories you may have missed 27 April to 1 May
News
There are now more than three million people in “severe problem debt”
Credit card rewards cut, boom in cashback mortgage deals and banks to open on May 4
Money
A man who retired to Perth in 1997 fought a long, fruitless battle for increases in his pension
comment
Money
Visitors to the capital can see the sights at a discount
deals
Money
An array of To Let and For Sale signs protrude from houses in the Selly Oak area of Birmingham on October 14, 2014 in Birmingham, United Kingdom
Round-up of the personal finance stories you may have missed 20 to 24 April
Money
The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
Home insurance down as car insurance rises, Wonga in the red and accessing financial help
Money
You aren't alone: many people aren't aware of their entitlement to benefits
comment
Money
You can upgrade your bike and go the distance for charity
deals
Money
A report concludes that more than two million households are struggling to keep warm as many people choose “eating over heating”
Round-up of the personal finance stories you may have missed 13 to 17 April
Money
Holiday money, Clydesdale PPI fines and pension mortgage warnings
Money
Michael Williams' pension mortgage fell far short of its target and he had no option but to put his house in Maidstone on the market to cover the shortfall
comment
Money
Naomie Harris (left) and Alice Eve re-enact a scene from ‘Black Swan' at the launch of Comparethemarket.com's Meerkat Movies offer
deals
Money
SNP leader Nicola Sturgeon accused the Tories of 'driving people into poverty'
Round-up of the personal finance stories you may have missed 6 to 10 April
Money
Give me the money: but not all providers are ready for transfers to Junior Isas
Junior Isas, emergency tax on pensions, multiple address problems and the deal of the week
Money
A cloud on the horizon of pensions freedom is the potential tax burden: some people will have tax deducted at an emergency rate
comment
Money
EE has an answer to the problem of flat batteries
deals
News
Old school thinking: going back to basics with premium bonds could be the future of safe saving
A round-up of the personal finance stories you may have missed 30 March to 3 April
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