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------------------------------------------------------------------- Savings ------------------------------------------------------------------- Type Account Term 0% 25% 40% Min GIB Eurolife 5 years 6.25 6.25 5.31 pounds 10,000 B Soc Nottingham Imperial Instant 7.00 5.25 4.20 pounds 50,000 Tessa Shepshed B/S 5 years 7.80 7.80 7.80 pounds 1 ------------------------------------------------------------------- Compounded annual rate except for GIB (guaranteed income bond) Source: Chase De Vere 071-404 5766 -------------------------------------------------------------------

------------------------------------------------------------------- Mortgages ------------------------------------------------------------------- Type Source Deal Variable Northern Rock 3.65% discounted rate on 75% loans Fixed BNP 6.75% for five years on 85% loans Capped TSB 7.25% on 95% loans for 5 years ------------------------------------------------------------------- Source: John Charcol 071-611 7000 -------------------------------------------------------------------

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