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----------------------------------------------------------------- Savings ----------------------------------------------------------------- Type Account Term *0% *25% *40% Min GIB Laurentian Life 5 years 6.60 6.60 5.61 pounds 50,000 B Soc Northern Rock Instant 8.55 6.40 5.13 pounds 20,000 Tessa Allied Trust Bank 5 years 9.49 9.49 9.49 pounds 9,000 *Compounded annual rate except for GIB (guaranteed income bond) ----------------------------------------------------------------- Source: Chase De Vere 071-404 5766 ----------------------------------------------------------------- Mortgages ----------------------------------------------------------------- Type Source Deal Variable Northern Rock 5.89% on 75% loans Fixed Woolwich 6.95% for 3 yrs, fee pounds 225 Capped Woolwich 7.25% for 2 yrs, 1st time buyers only ----------------------------------------------------------------- Source: John Charcol 071-611 7000 -----------------------------------------------------------------

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