Money alert: Overdrafts at HSBC and First Direct

From November HSBC and first direct customers who drift into the red without permission will face different charges.

Love but not marriage: property is one area where cohabiting couples are in danger of losing out

How couples can protect their financial interests when cohabiting

People who simply live together cannot assume they have the same rights to each other's assets as spouses or civil partners. Michelle McGagh sees how they can protect their financial interests

Mark Dampier: Follow the fund manager who invests flexibly across the market

When constructing an income portfolio using UK equity income funds, I believe it's important to select a variety of management styles rather than choosing the funds with the highest yields.

'Dismal' eurozone data sparks concerns

European Central Bank chief Mario Draghi is under pressure to launch promised stimulus before the EU slides further

Questions of Cash: The homes say affordable but I still can't get a mortgage

Q. I am trying to purchase a Section 106 low-cost home. To qualify for the scheme, you must be a local resident and earn less than £30,000 a year. The property is priced at £136,500, so the 10 per cent deposit is £13,650, leaving a mortgage of £122,850. As a paramedic I fit the requirements and have the deposit.

Bargain Hunter: Find a football deal that suits you - without paying the penalty

The start of the 2014-15 Premier League season has prompted a range of new TV deals this week.

Peer-to-peer returns put Nisas to shame

Many people will have put their savings in new cash-based Nisas in the past few months to save paying tax on their interest, but despite this benefit, they will be dismayed with the level of returns currently on offer.

Donald MacInnes: So why are we finally buying a house? Just so I can have a dog

As we are now at the very last stages of buying our new home, I find my thoughts straying ever more frequently to the real reason why we decided to purchase a proper house with a real garden.

Derek Pain: Investing is a marathon, not a quick gallop at the St Leger

It seems that one of the City's more ancient sayings could ring true this year. Unless there is a dramatic revival in the next few weeks, those who sold shares in May will have plenty to laugh about.

Simon Read: Can't save or won't save? We just can't afford to put it off

I know many of us can't afford to save, but there are apparently millions who could but don't. Why?

Simon Read: From food banks to financial help

Food banks are surprisingly controversial things, mainly because in recent times they've become politicised. Critics say it is the Coalition's benefit cuts that have caused them to grow in number so rapidly. But for the people who use them, that's irrelevant. They are godsends that help them through hard times.

The consumer group believes that there are 14 million people who could save more with the right encouragement

Savings woes for millions prompts demand for Government action

Half of us are unhappy with the level of savings we have while a quarter of us have no savings at all. The worrying figures are included in a new Which? report published today which looked at attitudes to saving.

Those who plan a season’s long viewing could be tempted by Virgin Media’s Season Ticket deal

Armchair football fans targeted with range of discount TV deals to mark new Premier League

The start of the 2014-15 Premier League season has prompted a range of new TV deals this week.

The Government may soon start using European aid money to support food banks in Britain

Food banks to offer financial help as well

Food banks are surprisingly controversial things, mainly because in recent times they’ve become politicised. Critics say they have rapidly grown in number because of the coalition’s benefit cutbacks. But for the people who use them, that’s irrelevant. They are a godsend that helps them through a difficult patch.

Alison Garnham, chief executive of Child Poverty Action Group has said that meeting the 'no frills' needs of families is becoming tougher

Childcare costs soar past the ability of minimum wage owners to afford them

The cost of bringing up children has soared in the last year, leaving families on the minimum wage 18 per cent short of the basic amount needed to live on.

Money
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Bob Bob Ricard's newly opened Club Room
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One reader complained that he would be better off if he kept his money by his bed
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'The Lego Movie' has been one of the box office hits of 2014
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Sir Michael Parkinson, and other well-known people, should think twice before fronting ads for financial products
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BA travel rewards are taxiing down the runway
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TSB boss Paul Pester wants to take on the high street giants and 'help create thriving local communities all across Britain'
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Sony is hoping to attract fans of Wimbledon with its offer
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Look before you leap: a travel policy may not pay out if the customer 'hasn’t been very careful' in terms of, say, adventure or alcohol
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Nearly time for kick off: Young Brazil fans playing football on the outskirts of Sao Paulo
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Advance bookings direct with rail companies offers huge savings
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Chuka Umunna, the shadow, Business Secretary, is backing constituency members who are in dispute with a landlord Charlie Forgham-Bailey
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As travel takes off for the World Cup, some airport car parking spots are on offer at reduced rates
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Could it be magic? From left, Howard Donald, Gary Barlow and Mark Owen made their tax bills disappear. But, it is argued, we all avoid tax
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