Ask Sindie: How can I find who's king of the investment funds?

One reader seeks performance data ... another has problems with the Nationwide

For some time, I have been trying to get an answer to what I thought was a fairly straightforward question - but all to no avail. As a result, I am beginning to think that the information is deliberately kept under wraps.

I want to know the rating performance, going back over one to 10 years, of all the funds investing in the stock market and corporate bonds - in other words, a sort of league table.

I had hoped these details would be available in some sort of publication, but no luck.

Every organisation I ask, including my public library, seems keen to point me in other directions and deliberately ducks a direct answer. Can you tell me where I'm going wrong?

PG, Lindfield, West Sussex

When I read your letter, I wasn't sure exactly what you were after - perhaps ratings for the individual bonds held inside the funds, which might have been hard to compile. But after phoning you, I discovered you just wanted some fairly standard performance data for corporate bond funds in general.

Up-to-date information is clearly set out on the Trustnet website, with data going back over one, three and five years. If you don't have internet access, your local library will have computers for public use.

The web addresses of the relevant tables are very long and complicated, so I have converted them to "Tiny URLs" - a system that allows you access to long addresses by entering just a few characters. Just type these shortcuts into the internet address bar and they will take you to the right page, so you can print out the tables you require.

Funds in the Investment Managers Association UK corporate bond sector can be found at http://tinyurl. com/2zgr7u. The funds in the Trustnet fixed-interest sector can be found at

You can also find tables of fund performance at, where you use drop-down menus to choose the type of fund and the period of comparison that you want to view.

When comparing funds, though, do remember that past performance is not necessarily a guide to the future. This caveat will be of even more significance when comparing funds where the individual managers may have changed over the years.


I recently gave written instruction via a Nationwide building society branch near Birmingham to transfer the cash from my matured fixed-rate bond into my FlexAccount current account.

Having deposited it there, I intended to transfer it immediately to my high-interest e-Savings account. But my instructions were ignored and instead the money was paid into a Capital Builder savings account, which pays a much lower rate of interest than e-Savings.

Only money in a Flex-Account can be transferred to e-Savings, so the cash had to go there first. It was not until I checked two days later that I realised this hadn't happened.

I mentioned the problem to the Sutton Coldfield branch, and only then was the switch to my FlexAccount carried out.

As a result of Nationwide's failure to follow my instructions at the start, I have suffered a loss of interest.

Can you do something to restore my faith in the building society?

ZE, Sutton Coldfield, West Midlands

Nationwide says the failure to follow your instructions immediately was due to a "technology fault" that has now been resolved.

This meant the transfer to your FlexAccount did not take place and, as a default option, the money went into the Capital Builder.

The society's member service department has reviewed the case and found that the difference between three days' interest on your investment in a Capital Builder and in an e-Savings account is 68p. This has now been refunded.

Nationwide offered to pay you £25 by way of an apology. Unfortunately, it also messed up that transaction, and you had to write another two letters to get the money credited to your account. But I understand the cash is now yours.

If you need help from our consumer champion, write to Annie Shaw at The Independent on Sunday, Independent House, 191 Marsh Wall, London E14 9RS or email We cannot return documents, give personal replies or guarantee to answer letters. We accept no legal responsibility for advice given.

Independent Partners; Do you need financial advice on your investments, pension or insurance? Book a free consultation with an independent Financial Adviser at

Finacial products from our partners
Property search
  • Get to the point
Latest stories from i100
Have you tried new the Independent Digital Edition apps?
Independent Dating

By clicking 'Search' you
are agreeing to our
Terms of Use.

ES Rentals

    iJobs Job Widget
    iJobs Money & Business

    SThree: Trainee Recruitment Consultant

    £20000 - £25000 per annum + OTE £45,000: SThree: SThree Group have been well e...

    Ashdown Group: IT Manager / Development Manager - NW London - £58k + 15% bonus

    £50000 - £667000 per annum + excellent benefits : Ashdown Group: IT Manager / ...

    Recruitment Genius: Sales Consultant / Telemarketer - OTE £20,000

    £13000 - £20000 per annum: Recruitment Genius: Scotland's leading life insuran...

    Ashdown Group: Training Programme Manager - City, London

    £40000 - £45000 per annum + benefits : Ashdown Group: Training Programme Manag...

    Day In a Page

    Where the spooks get their coffee fix: The busiest Starbucks in the US is also the most secretive

    The secret CIA Starbucks

    The coffee shop is deep inside the agency's forested Virginia compound
    Revealed: How the Establishment closed ranks over fallout from Loch Ness Monster 'sighting'

    How the Establishment closed ranks over fallout from Nessie 'sighting'

    The Natural History Museum's chief scientist was dismissed for declaring he had found the monster
    One million Britons using food banks, according to Trussell Trust

    One million Britons using food banks

    Huge surge in number of families dependent on emergency food aid
    Excavation at Italian cafe to fix rising damp unearths 2,500 years of history in 3,000 amazing objects

    2,500 years of history in 3,000 amazing objects

    Excavation at Italian cafe to fix rising damp unearths trove
    The Hubble Space Telescope's amazing journey, 25 years on

    The Hubble Space Telescope's amazing journey 25 years on

    The space telescope was seen as a costly flop on its first release
    Did Conservative peer Lord Ashcroft quit the House of Lords to become a non-dom?

    Did Lord Ashcroft quit the House of Lords to become a non-dom?

    A document seen by The Independent shows that a week after he resigned from the Lords he sold 350,000 shares in an American company - netting him $11.2m
    Apple's ethnic emojis are being used to make racist comments on social media

    Ethnic emojis used in racist comments

    They were intended to promote harmony, but have achieved the opposite
    Sir Kenneth Branagh interview: 'My bones are in the theatre'

    Sir Kenneth Branagh: 'My bones are in the theatre'

    The actor-turned-director’s new company will stage five plays from October – including works by Shakespeare and John Osborne
    The sloth is now the face (and furry body) of three big advertising campaigns

    The sloth is the face of three ad campaigns

    Priya Elan discovers why slow and sleepy wins the race for brands in need of a new image
    How to run a restaurant: As two newbies discovered, there's more to it than good food

    How to run a restaurant

    As two newbies discovered, there's more to it than good food
    Record Store Day: Remembering an era when buying and selling discs were labours of love

    Record Store Day: The vinyl countdown

    For Lois Pryce, working in a record shop was a dream job - until the bean counters ruined it
    Usher, Mary J Blige and to give free concert as part of the Global Poverty Project

    Mary J Blige and to give free concert

    The concert in Washington is part of the Global Citizen project, which aims to encourage young people to donate to charity
    10 best tote bags

    Accessorise with a stylish shopper this spring: 10 best tote bags

    We find carriers with room for all your essentials (and a bit more)
    Paul Scholes column: I hear Manchester City are closing on Pep Guardiola for next summer – but I'd also love to see Jürgen Klopp managing in England

    Paul Scholes column

    I hear Manchester City are closing on Pep Guardiola for next summer – but I'd also love to see Jürgen Klopp managing in England
    Jessica Ennis-Hill: 'I just want to give it my best shot'

    Jessica Ennis-Hill: 'I just want to give it my best shot'

    The heptathlete has gone from the toast of the nation to being a sleep-deprived mum - but she’s ready to compete again. She just doesn't know how well she'll do...