Welcome to the new Independent website. We hope you enjoy it and we value your feedback. Please contact us here.

Spend & Save

Bargain basement

Bristol & West is offering a free guide for homebuyers, which includes checklists on the types of deals available, insurances and moving tips. It also has a calculator to work out likely mortgage costs. The guide is available from branches or by calling 0800 119955.

Liverpool Victoria is offering a free guide to Individual Savings Accounts, the new savings products set to be introduced in April 1999 to replace PEPs and Tessas. Call 0800 448811.

Manchester & Salford Hospital Saturday Fund has introduced a new funeral insurance cash plan. Open to cash plan members under 60, it pays out pounds 1,500 at death. Contributions are 90p a week. Call Stephen Newton for details on 0161-881 5135.

Highway Motor Policies, a Lloyd's insurance syndicate, has launched an insurance policy covering motorcyclists with a history of convictions and bans. Call 0181-889 3333.