Beginner's Guide To: Choosing the right mobile deal
With so many mobile phone deals on the market you could be forgiven for being confused. Do you go for pay as you go (PAYG) or contract? Smartphone or something more basic? We outline the key things to consider when buying a mobile.
How do you use your phone?
This is probably the most important factor when buying a phone as it will determine whether a contract or PAYG deal is likely to offer you best value. Contracts require you to pay a monthly fee. This will include a certain number of call minutes and texts each month and such deals tend to offer better value to those who use their mobile regularly. Contract arrangements, as the name suggests, tie you to that provider for a set period – often 12, 18 or 24 months. Typically, the longer the contract, the lower the monthly fee. If you rarely use your phone, PAYG could be better because you top-up your phone with credit when you need it. PAYG is also popular with parents looking for a phone for their children as the amount they spend can be more easily controlled.
Surfing on the move
It used to just be the cost of phoning and texting you needed to consider, but many of today's phones also offer internet and email access. If you'll use these functions it's vital to compare costs. Not all price plans include unlimited usage so you could be hit with a hefty bill – some networks can charge up to £5 per megabyte for internet usage.
Smartphone or not to Smartphone
A deluge of "Smartphones" have been launched in the last year, most notably the iPhone 3G, the G1 Google phone and the Blackberry Storm. These may draw glances of admiration, but they can also be expensive. The minimum monthly contract fee is likely to be higher than that of a standard phone, and if you opt for a PAYG deal the handset itself could cost you £250 or more. So consider a Smartphone only if you will make good use of the applications – otherwise it'll be a waste of money.
Independent Partners; request a free guide on NISAs from Hargreaves Lansdown
How couples can protect their financial interests when cohabiting
How to protect your assets if the stock markets begin to head south again
A student's guide to financial survival: You don't have to drown in debt at university
Child Maintenance Service to replace Child Support Agency - but is it better?
Bargain Hunter: Kit yourself out in sports gear - at a healthy discount of up to 75%
- 1 Students heading off to 'charity challenge' grounded at Gatwick after travel firm goes bust
- 3 Daily Show's Jon Stewart destroys Fox News for its Ferguson coverage
- 5 Like Jennifer Aniston, I am no less of a woman because I am childless
Exclusive: We share blame for creating 'jihad generation', says Muslim strategist
Robin Williams Emmys tribute led by Billy Crystal criticised for including 'racist' joke about Muslim woman
The Rotherham child abuse scandal is a tale of apologists, misogyny and double standards
Scottish independence TV debate: Pumped-up Alex Salmond bounces back in bruising second round against Alistair Darling
Do you realise just how foolish the UK looks?
Ukip Douglas Carswell defection: Tory MP jumps ship to join Nigel Farage
- < Previous
- Next >
iJobs Money & Business
£450 - £500 per day: Orgtel: SAS Business Analyst, London, Banking, Credit Ris...
£32000 - £38000 Per Annum Bonus, Life Insurance + Other Benefits: Clearwater P...
£200 - £250 per day + competitive: Orgtel: KYC Analyst, Key Banking Client, Bi...
£400 - £500 per day: Orgtel: Test Manager - Banking - West Yorkshire - £400-£5...
Day In a Page
A first-floor flat with two bedrooms, a spacious reception room and communal grounds in a leafy part of London
A three-bedroom flat with a spacious rootop terrace and balcony, accessed from a private gated courtyard
A Grade II-listed pile with six bedrooms, stables and 39 acres of grounds in Standlake
A two-bedroom flat with boutique hotel-style interiors, close to the foodie haunt of West End Lane
A two-bedroom flat in a beautiful old vicarage, with many original features, close to the city centre
A three-bedroom 16th-century home with an aga kitchen, private gardens and heated outdoor pool, in Hadleigh
A three-bedrom home in sought-after Queen's Gate Mews, with Italian marble-finished bathrooms
Surrounded by glorious countryside in the village of Udimore, sits this impressive four-kiln oast and barn conversion
A five-bedroom house in the picturesque village of Kettlewell, north Yorkshire
An 18th-century former coaching inn with original staircase, open fireplaces and beams throughout
A Grade II-listed Georgian town house with three bedrooms and a south-facing courtyard, near Arundel Castle
Feel on top of the world at this über chic penthouse on the 37th floor of one of Europe’s tallest blocks.
A Grade II-listed Victorian villa with six bedrooms and two further cottages, all with spectacular sea views
A grade II-listed, Georgian cottage with mature 50ft garden, perfect for summer entertaining
A magnificent Georgian pile with turrets, seven bedrooms, a heated pool and four acres of gardens
Fairoak Farm has five bedroom suites, gym, outdoor swimming pool and golf course
Chic two-bedroom river-fronted flat with a private lift that delivers you directly to your home
A spectacular seven-bedroom Tudor pile, once owned by Henry VIII, with 18 acres of land
A seven-bedroom Georgian property previously used as a picturesque wedding venue
A split-level flat in a church conversion with two en suite bedrooms and 1,200sq ft of living space
A three-bedroom bungalow situated behind an impressive stone wall, £645,000
Windsor Castle overlooks this three-bedroom Victorian cottage located on one of Windsor's smartest roads
Chapel House is a former vicarage with nine bedrooms in the beautiful Upper Wye Valley
A five-bedroom B&B and separate owner's accomodation with potential for conversion
Enjoy summer by the Thames in this two double-bedroom converted warehouse in Rotherhithe village
A one-bedroom, luxury apartment with private gym and concierge service in Moorgate
A four-bedroom house in Hermitage Gardens with three reception rooms and landscaped gardens
A seven-bedroom Grade II-listed property with a separate self-contained apartment
A five-bedroom Victorian house with three reception rooms and galleried landing, £695,000
A six-bedroom farmhouse with five acres of land in a former cloth-making village
A secluded seven-bedroom detached house with large private garden, £490,000
A three-bedroom cottage overlooking Sarratt village green with open fires and solid oak floors
A three-bedroom maisonette flat in a Grade I-listed, Georgian townhouse in a sought-after location
A one-bedroom apartment located within a private gated development, north of Turnham Green
Look forward to a brighter future at two-bedroom Sunny Cottages, ideal for Londoners looking to downsize
A three-bedroom red-brick cottage with outbuildings and pretty gardens, £200,000
This three-bedroom flat within a former textile factory spans the corner of the fourth floor and has a balcony