But BZW's rolling 10 year average of real returns - which is used to investigate underlying trends - show that recent 10-year returns from gilts,equities and cash have been exceptional, fanning once again the debate on whether we are about to see a fundamental change in the long-term trends.
Over the most recent 10-year period, equities have returned 9.6 per cent a year, gilts 5.8 per cent a year and cash 5.5 per cent.
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