Spotlight: Citibank Flexible Saver Account Issue Six

With savings rates still on the up, it is no surprise that Citibank has introduced another issue of its popular Flexible Saver Account.

Available to new Citibank customers, issue six of the Flexible Saver offers a market-leading rate of 3.3 per cent. The rate does include a 12-month bonus however, and, after the first year, it will drop to Citibank's standard variable savings rate of 1 per cent.

This is not a reason to shun the account as all the leading easy access rates include bonuses – you just need to be prepared to move your money once the introductory offer ends.

Another plus is that there are unlimited penalty- free withdrawals. This is something to watch out for when comparing savings accounts as a number of easy access deals restrict the number of withdrawals you can make, or penalise you for taking money out.

The main drawback is that the account is only available to new customers, although there are a number of other highly competitive easy access accounts on the market.

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