Spotlight on: M&S Premier current account

 

The deal

Marks & Spencer, in partnership with HSBC, will launch its first current account in October.

Good points

It will offer a range of extras that will be particularly attractive to M&S shoppers. These include store vouchers, coffee vouchers, travel insurance and a birthday gift.

Bad points

It will cost £240 a year.

Conclusion

There are loads of so-called packaged accounts which offer extras for a large fee. M&S's offering looks a little different but it is clearly going to be more attractive to shoppers of the store than those who shop elsewhere. There are plenty of free bank accounts which you could use instead, and spend the £240 fee at a location of your choice, rather than just M&S.

Independent Partners; Do you need financial advice on your investments, pension or insurance? Book a free consultation with an independent Financial Adviser at VouchedFor.co.uk

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