Your Views: Men will also suffer from Coalition's pension changes

In his comment last week, Simon Read said that "women are worst hit by the Government's change of plan". While I accept that women will be the biggest losers and have many legitimate grouses against a system that financially penalises them, it is wrong to give the impression that men too have not been losers when it comes to the State pension age.

I will be 65 in December and the fact is that I have contributed an extra five years to receive my pension. A woman of my age would already have received her pension for almost five years, which is roughly worth £5,000 a year or £25,000. Where is the fairness in that? To make a man wait for five extra years when fit and healthy women are getting their State pension is unfair.

The losers are men of my age so please do not try to convince readers that it is just women who are hit by the pension changes.

Clifford Evans

Fishguard, Pembrokshire



Independent or cynical?

Why do you use Hargreaves Lansdown – a company that sells financial products – to produce the Analyst column? Perhaps we could have a column written by a more cynical commentator? For example, you never see investment trusts mentioned because Hargreaves Lansdown do not sell them. I cannot remember the last time I saw any mention of them in The Independent even though their costs are lower.

Nigel Long

by email



Simon Read replies: Mark Dampier's Analyst column (opposite) is always fascinating. He often reports on funds run by managers he meets, which gives him an unique insight. He is cynical and certainly doesn't always recommend funds. He has, on occasion, featured investment trusts but I agree that it's time to feature them again in the section, which we will do in the future.



Pensions and the future

If you're out of work and 50 or older, how can you save for a pension? We are heading towards a new poverty gap for older people. The prime age to save for retirement seems to be when you're 20-49. Do we need to recalculate pension contributions on the presumption of a 30-year work span, and a very uncertain final 15 years? It's fine talking about saving for the future, but an absence of salary does mean an absence of future investment. Has Mr Osborne taken account of this in his changes to the pension system?

Robert Leivers

Church Stretton, Shropshire



Tell us what you think. Email s.read@independent.co.uk or write to Simon Read, The Independent, 2 Derry Street, London W8 5HF

Independent Partners; request a free guide on NISAs from Hargreaves Lansdown

News
More than 90 years of car history are coming to an end with the abolition of the paper car-tax disc
newsThis and other facts you never knew about the paper circle - completely obsolete today
News
people'I’d rather have Fred and Rose West quote my characters on childcare'
Life and Style
The new Windows 10 Start Menu
tech
Arts and Entertainment
There has been a boom in ticket sales for female comics, according to an industry survey
comedyFirst national survey reveals Britain’s comedic tastes
PROMOTED VIDEO
Travel
Bruce Chatwin's novel 'On the Black Hill' was set at The Vision Farm
travelOne of the finest one-day walks you could hope for - in Britain
Sport
footballManchester City 1 Roma 1: Result leaves Premier League champions in danger of not progressing
Arts and Entertainment
Gay and OK: a scene from 'Pride'
filmsUS film censors have ruled 'Pride' unfit for under-16s, though it contains no sex or violence
News
i100
Life and Style
Magic roundabouts: the gyratory system that has excited enthusiasts in Swindon
motoringJust who are the Roundabout Appreciation Society?
Arts and Entertainment
Hilary North's 'How My Life Has Changed', 2001
booksWell it was good enough for Ancient Egyptians and Picasso...
Finacial products from our partners
Property search
Latest stories from i100
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

ES Rentals

    iJobs Job Widget
    iJobs Money & Business

    Trainee Recruitment Consultant - Birmingham - Real Staffing

    £18000 - £23000 per annum + Commission: SThree: Real Staffing are currently lo...

    Trust Accountant - Kent

    NEGOTIABLE: Austen Lloyd: TRUST ACCOUNTANT - KENTIf you are a Chartered Accou...

    Graduate Recruitment Consultant - 2013/14 Grads - No Exp Needed

    £18000 - £20000 per annum + OTE £30000: SThree: SThree are a global FTSE 250 b...

    Law Costs

    Highly Competitive Salary: Austen Lloyd: CITY - Law Costs Draftsperson - NICHE...

    Day In a Page

    Ebola outbreak: The children orphaned by the virus – then rejected by surviving relatives over fear of infection

    The children orphaned by Ebola...

    ... then rejected by surviving relatives over fear of infection
    Pride: Are censors pandering to homophobia?

    Are censors pandering to homophobia?

    US film censors have ruled 'Pride' unfit for under-16s, though it contains no sex or violence
    The magic of roundabouts

    Lords of the rings

    Just who are the Roundabout Appreciation Society?
    Why do we like making lists?

    Notes to self: Why do we like making lists?

    Well it was good enough for Ancient Egyptians and Picasso...
    Hong Kong protests: A good time to open a new restaurant?

    A good time to open a new restaurant in Hong Kong?

    As pro-democracy demonstrators hold firm, chef Rowley Leigh, who's in the city to open a new restaurant, says you couldn't hope to meet a nicer bunch
    Paris Fashion Week: Karl Lagerfeld leads a feminist riot on 'Boulevard Chanel'

    Paris Fashion Week

    Lagerfeld leads a feminist riot on 'Boulevard Chanel'
    Bruce Chatwin's Wales: One of the finest one-day walks in Britain

    Simon Calder discovers Bruce Chatwin's Wales

    One of the finest one-day walks you could hope for - in Britain
    10 best children's nightwear

    10 best children's nightwear

    Make sure the kids stay cosy on cooler autumn nights in this selection of pjs, onesies and nighties
    Manchester City vs Roma: Five things we learnt from City’s draw at the Etihad

    Manchester City vs Roma

    Five things we learnt from City’s Champions League draw at the Etihad
    Martin Hardy: Mike Ashley must act now and end the Alan Pardew reign

    Trouble on the Tyne

    Ashley must act now and end Pardew's reign at Newcastle, says Martin Hardy
    Isis is an hour from Baghdad, the Iraq army has little chance against it, and air strikes won't help

    Isis an hour away from Baghdad -

    and with no sign of Iraq army being able to make a successful counter-attack
    Turner Prize 2014 is frustratingly timid

    Turner Prize 2014 is frustratingly timid

    The exhibition nods to rich and potentially brilliant ideas, but steps back
    Last chance to see: Half the world’s animals have disappeared over the last 40 years

    Last chance to see...

    The Earth’s animal wildlife population has halved in 40 years
    So here's why teenagers are always grumpy - and it's not what you think

    Truth behind teens' grumpiness

    Early school hours mess with their biological clocks
    Why can no one stop hackers putting celebrities' private photos online?

    Hacked photos: the third wave

    Why can no one stop hackers putting celebrities' private photos online?