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Student deal

MIDLAND Bank has announced its 1995/6 package for people in further education. Students are wooed with a pounds 30 cash gift for new accounts, interest- free overdrafts up to pounds 900 in their third year, an interest rate of 3 per cent on credit balances, and free credit cards.

Travel cover

WORLDCOVER Direct has launched annual multi-trip travel insurance, with a free 24-hour medical, legal and holiday information help-line. Single cover costs pounds 75, families pay pounds 120. Family members are covered for solo trips.

Further details: 0800 365121.

New rates set

PORTMAN Building Society has a new two-year, fixed-rate mortgage at 5.75 per cent (6 per cent APR), available on advances of up to 90 per cent, and 5.99 per cent (6.2 per cent) available for up to 95 per cent of property value. Total fees are pounds 295.

Further details: 01202 292444.

Share accounts

SKIPTON Building Society, in conjunction with Dealwise, is gearing up to help customers through the introduction tomorrow of five-day rolling share settlement. The Skipton Exchange Account, at 5.5 per cent, is a dedicated high-interest share-dealing account that offers customers automatic settlement of share purchase and deposit of sale proceeds. Skipton also has a free nominee service.

Further details: 01756 700500.

Insurance bonus

CHURCHILL Insurance is offering a free burglar alarm to customers buying or renewing their home insurance. Installation is also free, with a pounds 45 one-off charge for connection to the monitoring station, and pounds 12.95 per month maintenance. The maintenance contract minimum period is three years .

Further details: 0800 200345.

Mortgage guide

ALLIED Irish Bank has published an independent guide to buying a mortgage, explaining the different types of product, and what to look out for. Free copies available from branches.

Asian investment

CITY of London Unit Trust Managers is launching the Emerging Asia Country Trust, which will invest in closed-end country and regional funds. Asia is currently the leader in the emerging markets asset class. There will be no initial management charges until 31 July.

Further details: 0171-711 0771.