Cashpoints: New fixed-rate bond offers 6%

Leeds & Holbeck Building Society has a limited-edition fixed-rate bond offering 6 per cent gross for a three-year term. Minimum first balance is pounds 100 with interest paid monthly or annually. From Leeds & Holbeck BS branches or call 0500 225777.

Married couples often do not make full use of tax breaks and allowances. A new guide from the David Aaron Partnership, independent financial advisers, offers tips on long and short- term strategies for couples, tailored to their income and tax brackets. Send pounds 2 cheque (for postage) to David Aaron Partnership, Shelton House, High Street, Woburn Sands, Milton Keynes MK17 8SD.

The latest ethical fund launches at the start of June, offering a global investment strategy backed by American research. The Murray Johnstone Ethical World Fund is using the Calvert Group as its consultants, with access to in-depth research and lobbying power. The fund's aim is to invest in international firms that make a positive contribution to global society. Around 70 per cent of the fund is likely to be invested outside the UK. Minimum investment is pounds 50 a month, and the fund can be held in an ISA. For a brochure call 0800 289978.

The top-paying savings account, Egg, has lowered its rates. The account, only open for new applicants on the internet, now pays 5.85 per cent gross for pounds 1 upwards (or 5.35 per cent on the cash card option). Find out more at www.egg.com.

Folgate Insurance has launched a travel policy for disabled travellers. It offers cover for specific equipment and medication needs; it won't exclude people who have been in hospital in the last year; and there is no upper age limit. A worldwide annual family policy costs pounds 173.10. For a quotation call 0171-446 7626.

Legal & General has produced a guide to buying and selling a home aimed at first-time house buyers and anyone wanting a clear explan- ation of the different types of mortgage. Call 0500 909090.

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