How does your car insurance measure up?

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The Independent Online
The table reflects one broker's estimate of insurance premiums for selected types of motorists. It is not a "best buy" recommendation, but an indication of what the market will charge for different risks, so that individuals can assess their current policies. If yours seems out of line, Motor Advice could help. All quotes are for comprehensive cover.

Smaller Small to Standard Larger Executive

economy medium family car family car saloon

Male aged 23 (2 years' no claims discount)

Low risk area 194.00 273.00 379.00 463.00 670.00

Medium risk area 232.00 331.00 421.00 522.00 754.00

High risk area 305.00 456.00 628.00 898.00 1,274.00

Female aged 23 (2 years' no claims discount)

Low risk area 169.00 247.00 332.00 412.00 596.00

Medium risk area 204.00 286.00 375.00 464.00 671.00

High risk area 272.00 402.00 553.00 779.00 1,133.00

Driver aged 30 (maximum no claims discount)

Low risk area 101.00 132.00 177.00 230.00 304.00

Medium risk area 114.00 151.00 212.00 276.00 363.00

High risk area 171.00 219.00 307.00 345.00 498.00

Driver aged 40 (maximum no claims discount)

Low risk area 93.00 108.00 123.00 193.00 242.00

Medium risk area 98.00 124.00 159.00 233.00 334.00

High risk area 152.00 181.00 252.00 302.00 374.00

Driver aged 55 (maximum no claims discount)

Low risk area 88.00 93.00 103.00 140.00 184.00

Medium risk area 97.00 100.00 133.00 199.00 249.00

High risk area 123.00 142.00 198.00 233.00 338.00

Driver aged 70 (maximum no claims discount)

Low risk area 94.00 114.00 144.00 195.00 241.00

Medium risk area 108.00 131.00 173.00 252.00 302.00

High risk area 152.00 191.00 266.00 370.00 467.00

Driver aged 30 with 5 years' no claims discount, driving a Volvo 740 GLE Estate Low risk area (Devon) Higher risk area (Edgbaston)

Best quote: Guardian*, 229.01 Admiral, 296.73 2nd best: Touchline, 238.00 Direct Line, 312.63 3rd best: Preferred Direct, 252.46 Guardian*, 316.65 4th best: Privilege, 259.00 Preferred Direct, 348.25 Best broker's quote 264.05 382.86 Worst direct quote 381.01 750.36 * protected bonus

Source: Motor Advice (Motor Advice can be contacted on 0897 664422. Calls are charged at £1.50 a minute and should not exceed 4 minutes. You will be asked a few short questions and be given an estimate of your best premium and the names of companies most liketly to offer you the best terms. This service is not suitble for drivers who are under 21, do not have a good claims record, are in a high-risk occupation or drive a high performance or a modified car)

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