Personal Finance: Loose Change

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SKIPTON BUILDING Society has two new fixed-rate bonds. The three- year pays 6.25 per cent gross and matures on 30 September 2002. The two- year pays 6 cent gross. No withdrawals are allowed within the term and the minimum investment is pounds 3,000. Call 0345 025026.

STUDENTS JOINING NatWest before 30 November are offered at least pounds 35 cash or a Panasonic portable CD player. Open the account at a students' branch and the cash rises to pounds 50. It includes an interest-free overdraft of up to pounds 2,000. Ask at local branches.