Parents with children going to university this month can be sure they are fully insured for the entire three-year course. Campus Insurance from Independent Insurance starts at pounds 79 for three years and also offers rental protection, which will pay out pounds 1,000 toward rent if a student has an accident or becomes too ill to stay in university accommodation. The policy has a pounds 10 excess on claims. Call 01273 477784.
The Alliance & Leicester Money Back credit card is offering a 9.9 per cent interest on balances transferred from other cards. The catch is that this special offer is only valid if you close your previous card. If you don't, the rate is 11.9 per cent APR. The offer will last until the balance is paid off, and all new purchases will be charged at the standard 18.4 per cent. The A&L card pays back 0.5 per cent of everything you spend. Call 0500 838383.