Pet bills aren't just for Xmas
Sunday 22 December 1996
Insurers point out that veterinary bills can run into hundreds, or even thousands, of pounds if your pet has an accident or is seriously ill. Treating a cat's broken leg, for example, now costs an average pounds 120 to pounds 450, depending on how badly the animal is injured, according to the biggest pet insurer, Petplan.
The policies also offer various added extras, such as payments for placing advertisements in local papers if your pet gets lost and third-party cover of pounds lm to pounds 2m in case, for example, you get sued after your pet attacks someone.
But pet owners need to balance the risks against the cost of this cover - which is steep. Premiums vary depending on where you live, whether your dog or cat is pedigree or not, and the size of the excess (the first part of any claim that you agree to pay). Premiums also tend to be higher for certain large breeds of dog, such as Great Danes and Rottweilers.
Typically, as the table shows, the policies are far from cheap - it may well be cheaper to insure your car than the family pooch. But if you could not afford to meet a bill of, say, pounds 500 to pounds l,000 in an emergency, then pet insurance may be worth considering.
That said, many people will conclude that the cost simply is not worth it. The insurance does not cover routine bills, such as inoculation; you cannot usually get cover for animals of more than, typically, eight to 10 years old; and you also have pay the first part of a claim in the form of an excess.
- 1 BBC told new political editor must be 'impartial' with Nick Robinson reportedly stepping down
- 2 Number of young homeless people in Britain is 'more than three times the official figures'
- 3 Humans of New York image of crying gay teen receives best response yet from Ellen DeGeneres
- 4 The map showing the most dangerous tourist destinations in Europe, according to the Foreign Office
- 5 Swedish minister gives strongest case yet on why EU should stop turning away asylum seekers
BBC told new political editor must be 'impartial' with Nick Robinson reportedly stepping down
Isis propaganda video shows 25 Syrian soldiers executed by teenage militants in Palmyra
Number of young homeless people in Britain is 'more than three times the official figures'
Humans of New York image of crying gay teen receives best response yet from Ellen DeGeneres
The map showing the most dangerous tourist destinations in Europe, according to the Foreign Office
More Britons believe that multiculturalism makes the country worse - not better, says poll
Nathan Collier: Montana man inspired by same-sex marriage ruling requests right to wed two wives
Greece crisis: IMF was pushed around by Angela Merkel and Nicholas Sarkozy – and now it is being humiliated
Forget little green men – aliens will look like humans, says Cambridge University evolution expert
Girl, 7, stares down hate preacher at Ohio festival with pro-LGBT rainbow flag gesture
Osborne to cap family benefits at £23,000 – announced ahead of his post-election Budget
iJobs Money & Business
£15000 - £17000 per annum: Recruitment Genius: This company offers a range of ...
£15000 - £16000 per annum: Recruitment Genius: Customer Service Advisors are r...
£20000 - £25000 per annum + OTE £45K: SThree: SThree were established in 1986....
£40000 - £60000 per annum: Recruitment Genius: A Compliance Manager is require...