Agent: Stratton Creber (01872 240 999)
What you get: Thirty stables, foaling boxes, and Olympic-sized indoor and outdoor riding schools. That's right, a riding school, or more accurately, an equestrian centre. The detached, four-bedroom, stone farmhouse also comes with 33 acres of land. Don't be deterred by the property's current status, it could easily be adapted into a fully-functioning farm.
Where: If the enormity and numerous possibilities this property offers don't entice you, then surely the view from Land's End, which is within walking distance, will. The village of Sennen, only a short drive away, has schools and shops.
How much will I be able to borrow?
These mortgage options from Halifax (0845 727 3747) require a minimum deposit of 25 per cent or £200,000 and a product fee of 0.4 per cent.
Two-year tracker: This mortgage tracks at 1.24 per cent above the Bank of England's base rate (BBR), currently 5 per cent, which means a rate of 6.24 per cent until after the two-year incentive period when it will increase to the standard variable rate (SVR) of 7 per cent. Initial repayments of £5,246, or £4,139 interest only, will rise to £5,600, or £4,640 interest only, at today's rates.
Two-year fixed rate: The interest rate is fixed at 6.74 per cent, meaning repayments of £5,492, or £4,469 interest only. After the two-year incentive period the mortgage will revert to the SVR, currently 7 per cent, meaning repayments of £5,615, or £4,640 interest only.
Council tax: Band F, £1,896.49
Stamp duty: 4 per cent
Legal costs to include land registry and search fees: from £1,500
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