Twentysomethings believe buying a house together is a bigger commitment than getting married
New research also shows gap between the sexes when it comes to mortgage payments
Alex Johnson has been part of The Independent's online team since 2007. He has been writing about microarchitecture on his internationally-acclaimed Shedworking blog since 2006 and is the author of Shedworking: The Alternative Workplace Revolution. His latest book is Bookshelf, published by Thames & Hudson.
Wednesday 14 November 2012
Around 28 per cent of 25-34 year olds in the UK believe that buying a house with someone is a bigger commitment than getting married, according to figures released today by Halifax.
The report also showed a difference between the ages when it comes to homebuying with partners – around one in four 25-34 year olds were married when they bought their home with their partner, compared to nearly three quarters of 35-44 year olds.
There also appears to be a gap between the sexes when it comes to mortgage payments - more than 1 in 10 women pay more than half their average income on their mortgage, compared to only 1 in 20 men.
Other findings from the report showed that of those who have a mortgage:
* Nearly 1 in 10 have no idea how much they still owe on their mortgage, not even to the nearest £10,000. Over 1 in 4 claim to know exactly how much they on their mortgage.
* 1 in 6 sole home owners aged 25-34 pay more than half of their monthly income on their mortgage
* 80 per cent think they’d find it harder to get a mortgage if they were buying their first home now. This goes up to 92 per cent for those earning between £14,001 and £21,000, but drops to 75 per cent for those earning over £55,001.
* Of the 25-34 year olds who bought a house with a partner, 64 per cent were with a partner but not married
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